Category Archives: Finance Guide

Optional Auto Insurance Coverage

There are many types of automobile insurance that go beyond the state-mandated liability coverage. These include Medical Payments Insurance and Personal Injury Protection. This covers more than just lost wages, funeral expenses and pain and suffering. Medical Payments Insurance – This insurance covers medical expenses (for you and anyone else) that arise from your vehicle’s […]

What Are Insurance Contracts?

Insurance contracts are an important part of the business world. They provide a way for parties to protect themselves from financial loss due to unforeseen circumstances. But what exactly are insurance contracts and how do they work? In this post, we’ll explore the basics of insurance contracts and how different types of policies can help […]

Discount Auto Insurance-Buyer Beware!

Let’s be real. Do you feel excited about the idea of saving money? It does, and I can bet your bottom dollar it does. It’s hard to believe that anyone would not want to save money, particularly if it’s on discount automobile insurance. We are constantly bombarded by radio ads and infomercials promising the best auto insurance discounts. Are these offers […]

Insurance Companies, the Legal Community, and Floor Safety

Slip and fall accidents involving employees and customers are one of the most important factors that have affected insurance costs for restaurant and retail establishments. Studies done by government agencies like the Centers for Disease Control (CDC) and The National Safety Council have shown this to be a well-known fact. As the baby boomers get older, the […]

Poor Credit And Auto Insurance – A Single Effective Method To Saving Money

Insurance companies have always recommended that you monitor your credit score to save money on car insurance. The reason for this is that nearly 90% of insurance companies use “Risk scores” to decide who they will issue a policy, with more than 50% using these scores to determine their premiums. According to the insurance industry, there is […]