When you think about insurance, what comes to mind? Probably the thought of being protected in case of an unfortunate event. But who actually regulates insurance companies in Texas? And just what are their responsibilities? In this blog post, we will explore just that. By the end, you will have a greater understanding of who […]
Category Archives: Finance Guide
Let’s look at a scenario that involves Mr. Rodney, an insurance customer and Mr. Stick is an insurance claims manager and Mr. Knowitall is the CTO. For a few years, Mr. Rodney lived in the USA and purchased a home near the Florida coast. He bought a brand-new BMW for himself and an SUV for his wife. He […]
Allstate’s America’s Best Drivers report names 200 cities with the best drivers in the country. Frisco, Texas, may be small, but it made the list, ranking 135th. Frisco’s low crash rate and reputation for being safe and courteous may explain why Frisco car insurance premiums are so affordable. Frisco’s average car insurance cost is $576/year for minimum coverage and $1,782 […]
When you rent an apartment, you’re usually responsible for your own property and security. However, there are some cases where the landlord may be considered a beneficiary of renters insurance—meaning they’re covered if anything happens to you while you live in the property. Although this is not a common occurrence, it could happen if you […]
I am often asked by clients if Long Term Care insurance costs too much. My response is always, “Compared to what?” Our insurance costs for two cars and a van that we use on vacation are $1200 each year. We have no liability. It would cover the cost of the other guy’s vehicle if we were in […]
You may be asking yourself this question: does oxygen coverage by health insurance cover hyperbaric oxygen therapy? And if it does, is it worth getting coverage? The short answer is that yes, oxygen coverage by health insurance likely includes coverage for hyperbaric oxygen therapy. However, whether or not it’s worth getting coverage depends on a […]
Crna Insurance is one of those things that you may take for granted. After all, it’s insurance, right? But what if there was a situation where your insurance wouldn’t cover the cost of your injury? Would you still be able to afford to pay the bill? In this blog post, we will explore the realities […]
Disability insurance is one of those things that we take for granted. After all, it’s something that we need in case something terrible happens and we can no longer work. But what if you have two disabilities? Can you have two disability insurance policies? The short answer is yes, but there are a couple of […]
Did you know that Plan Id is a unique identifier for health insurance plans? It’s true, and it’s something you should be aware of if you ever have to file a claim or deal with an insurance company. Not only is Plan Id helpful when communicating with your insurer, but it can also help you […]
If you’re in the market for auto insurance, you know that getting a good deal is essential. And if you want to make sure you get the best possible deal, it helps to have a good agent. But finding an agent who is 110% insured can be difficult—especially if you don’t know where to look. […]










