Category Archives: Finance Guide

Most states require minimum levels of certain auto insurance coverages. It is illegal to drive without it. Auto insurance policies cover you for any injuries or damages that others cause. If you are involved in an accident, auto insurance can protect you from financial ruin. Despite this, the Insurance Information Institute (III), estimates that more then 12 percent drivers were not insured […]

You may have heard of the FDIC before, but what is it and does Icici Bank fall under its protection? The FDIC is the Federal Deposit Insurance Corporation, and it’s a government agency that protects consumers’ deposits in banks and financial institutions in the event of a failure. So, if your bank were to fold, […]

When you think about it, delivery drivers are in some ways like superheroes. They go above and beyond to make sure your order arrives on time and in perfect condition. But just like any other professional, they need the appropriate insurance in case of an accident. In this article, we will explore the types of […]

Driving without insurance in any state is a major traffic offense that can lead to multiple penalties. Driving without insurance in Massachusetts is a civil motor vehicle violation (CMVI). This means you could face severe penalties such as a heavy fine, jail time, and revocation your driving privileges. Massachusetts requires minimum insurance Massachusetts, like every other […]

Mission Hospital in Asheville, North Carolina is a non-profit hospital that serves as the flagship hospital for the Mission Health system. The hospital is licensed for 730 beds and is the only Level II trauma center in Western North Carolina. The hospital has been nationally recognized for its quality of care, and in 2017, it […]

A lot of homeowners insurance policies have a provision that allows the insurance company to pro-rate your premiums for the year if there is damage done to your roof in one specific year. But what happens if you have the same issue with your roof again and again? Is it legal for an insurance company […]

What’s it all about? Captives are a type insurance company that protects its owner’s risks. It covers any claims made against the owner’s company. It can be difficult to choose a captive manager. There used to only be a handful of major American captive management companies. However, there have been many new, start-up captive managers who are now […]

Roommates can be a great thing or a nightmare, but the reality is that they happen to everyone. Whether you’re moving in with someone for the first time or your friend from college is crashing on your couch, it’s important to know the ins and outs of renters insurance. In this blog post, we will […]

Until January 2010, vehicles in the UK were divided into one among 20 insurance groups. The system was expanded to 50 groups in order to allow cars to be classified with greater precision. Insurance companies consider your car to be less risk if it is in a lower group than its previous classification. A car rated 12 would […]

If you are like most people, you would never think of intentionally damaging your property or injuring someone else while carrying out your day-to-day activities. Unfortunately, accidents happen, and when they do, it’s important to have a plan in place to protect yourself and your loved ones. In this blog post, we will explore the […]