If your business is like most, you’re required to have some form of insurance. Whether it’s general liability, property damage, product liability, or workers’ compensation, there are a few types of insurance that businesses are typically required to have. And while having insurance is important, what’s even more important is making sure that your insurance […]
Category Archives: Finance Guide
15
May
May
As you may know, the Affordable Care Act (ACA) has had a tremendous impact on the healthcare industry. One of the key changes made was to prohibit employers from providing health insurance that duplicates coverage that employees receive through their Medicare benefits. This means that if you are enrolled in Medicare, your employer cannot offer […]
15
May
May
The Company and Products A Primerica review is incomplete without mentioning Arthur L. Williams. He founded the company as A. L. Williams and Associates in 1977 with the goal of changing the insurance industry. He believed that the large insurance companies sold too many add-on packages, including whole life insurance. His customers could save money by buying […]
15
May
May
Kansas is home to nearly two million drivers. Each driver will be given a unique Kansas car insurance rate based on their personal factors. Cost of auto coverage is determined by individual factors like age, driving record and gender. Kansas drivers pay on average $410 per year for minimum coverage, and $1698 for full coverage policies. Kansas car insurance rates are determined […]
15
May
May
The most destructive wildfires in American history The Insurance Information Institute has ranked the most costly wildland fires in America. According to its data, seven of the most destructive wildfires in California caused insured losses in excess of $1.5 billion. Camp Fire 2018, 2018: The total damages caused by the most destructive U.S. wildfire ever is estimated at […]
15
May
May
A salvage title is a designation given to a vehicle that has been damaged in an accident, fire, or flood. The term “salvage” refers to the fact that the vehicle has been salvaged, or saved, from being totaled. If you’re in the market for a salvage title vehicle, you may be wondering if you can […]
15
May
May
When you’re looking for health insurance, one of the first things you’ll do is check the network. This refers to the list of health care providers that are participating in your plan’s network. In a nutshell, if you need to see a doctor that isn’t on your network, you might have to pay out-of-pocket. And […]
14
May
May
It’s frustrating to need a prescription filled only to discover that your insurance won’t cover it until a certain number of days have passed. How many days early will insurance cover a prescription? This is a common question with a surprisingly complicated answer. It all depends on your insurance plan and the medication you need. […]
14
May
May
Unfortunately, data on teenage drivers is not available. According to the Insurance Institute for Highway Safety, 16-year-old drivers are more likely to be involved in accidents than drivers between 30 and 59 years. This is why car insurance premiums for this age group are higher. Good news is that not all auto insurance companies view young drivers […]
14
May
May
Health insurance is a topic that is top of mind for many Americans, especially those who are currently uninsured or underinsured. The Affordable Care Act has helped to increase the number of people with health insurance, but there are still millions of Americans who do not have coverage. There are a number of reasons why […]