Category Archives: Finance Guide

As you may know, the Affordable Care Act (ACA) has had a tremendous impact on the healthcare industry. One of the key changes made was to prohibit employers from providing health insurance that duplicates coverage that employees receive through their Medicare benefits. This means that if you are enrolled in Medicare, your employer cannot offer […]

When you’re looking for health insurance, one of the first things you’ll do is check the network. This refers to the list of health care providers that are participating in your plan’s network. In a nutshell, if you need to see a doctor that isn’t on your network, you might have to pay out-of-pocket. And […]

Geico, and Allstate have been two of the most popular and largest auto insurance companies in the country. Geico was established in 1936 during the Great Depression, but it grew steadily. Warren Buffet purchased Geico in 1996 and it is now a Berkshire Hathaway Group subsidiary. With 13.5% market share in 2020, it is the second-largest car insurance company in America. Geico […]

When you die, your assets will go to your beneficiaries. If you have any life insurance policies in place, those proceeds will be distributed to your beneficiaries as well. However, there may be some tax implications to receiving these proceeds. This article will explore the tax implications of receiving life insurance proceeds and help you […]

Business insurance is a type of insurance that helps protect your business from any unforeseen disasters or losses. It can provide coverage for things like property damage, injuries to employees, and more. In this blog post, we will explore what general liability business insurance is and what its benefits are. We will also discuss some […]

The United States is home to more tornadoes than any other country, with over 1000 occurring every year. Canada is second, with only 100 tornadoes per year. While the area known tornado alley is considered the most at-risk, tornadoes can also occur in states other than these high-risk areas. Each year, the U.S. suffers an average of 10 billion […]

With so many different rental car companies out there, it can be hard to decide which one to go with. Which has the best rates? Which company has the best customer service? Which one will pick you up at the airport? One of the big factors to consider when choosing a rental car company is […]

Let’s start with the most basic question. What is the purpose of insurance policies? Are you buying insurance to cover the loss of an asset insured or for investment purposes? Is it for all three? It could be for all three. Which is the best way to approach insurance? Insurance policies are only meant to be used for insurance purposes. This […]

Your van policy should be renewed approximately every six months or one year. These are the steps you need to take in order to make sure you have a thorough coverage appraisal. It is important to remember that a review of your policy doesn’t necessarily involve looking at the cost of the policy or the […]

If you’re a homeowner in California, you may be wondering what to do if your homeowners insurance has been cancelled or non-renewed. Homeowners insurance is not required by law in California, but your mortgage lender will probably require you to have it. There are a number of reasons why your homeowners insurance might be cancelled […]