Category Archives: Finance Guide

Utah law requires that car insurance be purchased. At least 25/65/15 coverage is required for drivers. This includes $25,000 per person in bodily injuries coverage, $65,000 per accident bodily injury coverage, and $15,000 per accident property damage coverage. Utah is also a state that does not require drivers to have Personal Injury Protection (PIP). In Utah, the average cost […]

There’s a lot of important information on your Social Security Statement, but one term that can be confusing is “claimant’s date last insured.” What does this mean? In short, your claimant’s date last insured is the date by which you must have filed a claim for benefits in order to receive them. This date is […]

When it comes to winter weather, New York and Florida seem like polar opposites. Despite being polar opposites in terms of winter weather, the two states are forming a massive cold front to find, buy and sell affordable insurance ahead of a blizzard of Congressional reforms. Under the supervision of Governor Eliot Spitzer, one of the […]

The Down syndrome test is a blood test that can be done during pregnancy to screen for the presence of the extra 21st chromosome. This test is important because it can help expectant parents prepare for having a child with Down syndrome. The test is covered by most insurance plans, but there may be some […]

This article explains the differences in insurance companies and provides some guidelines for customers to consider when searching the internet or multiple agencies for the best insurance quotes. There are a few things you should be aware of when searching for insurance quotes in today’s market. There are your large corporations, the middle-level and private companies and businesses, which […]

VSP is the largest vision insurance company in the United States and has been in business for over 50 years. VSP offers a variety of different vision plans, all with different coverage levels and costs. To find out how much a VSP plan would cost you, first you need to decide which type of plan […]

It could be due to the recent publicized ‘holes’ in many state- and private-company pension schemes. This means that the guaranteed secure and comfortable retirement for many is no longer possible. Perhaps it’s the recent financial crisis or the mood that followed 9/11. No matter the reason, more people are looking at life insurance’s potential benefits. People are […]

If you live in a high-risk flood zone, your mortgage lender will likely require you to have flood insurance. But even if you don’t live in a high-risk area, you might still want to consider purchasing a policy. So, how much does flood insurance cost? The answer depends on a variety of factors, including the […]

You have a few options when it comes to getting insurance rates. You can go with the first company you see, or you can shop around for the best rates. There are a few things you need to know before you start looking for insurance rates, though. Here are some tips on how to get […]

If you’re considering getting a Miracle Ear device, you may be wondering if your insurance will cover the cost. The answer is that it depends on your individual insurance plan. Some insurance companies will cover part or all of the cost of a Miracle Ear device, while others will not. If you’re not sure whether […]