Category Archives: Finance Guide

You’ve finally done it. You’ve quit your job and are striking out on your own. Congratulations! But as you start to navigate the world of self-employment, you may be wondering about your insurance situation. If you had employer-provided health insurance, you’re probably used to having that coverage automatically deducted from your paycheck. But when you’re […]

You’re driving along and enjoying the ride when you get a call from your insurance agent. Your rates are going up, and they want to know if you want to add a second car to your policy. The question is, how much does adding a second car to insurance cost? The answer may surprise you. […]

Now that you have renewed your car insurance policy, you are looking for better options online. Although it was an educated guess, it is probably true. It’s unlikely that you would go online to search for car insurance because it might be interesting conversation starter at your next cocktail party. I will help you find cost-saving and discounts […]

In an insurance context, the term “young drivers” is used to describe drivers between 17 and 25 years of age. Although this term can be viewed as somewhat patronizing, it is actually a reflection on an age group that insurance companies consider the most at-risk and thus the most costly to insure. While any generalization is […]

It is easy to shop online for car insurance. You can find many websites where you can obtain a policy online. Every driver who owns or operates a vehicle must have an automobile policy. Drivers who do not have an auto policy can face stiff penalties. Drivers who are found driving with no license may face stiff fines. These auto […]

Policyholders often have a hard time deciding whether to file a claim on their car insurance policy. They assume that they might be financially better off if they do not make a claim. If the amount is small, they can save money on their long-term car insurance premium. You may have minor scratches or other problems […]

El Paso is the largest city in Texas. It has a population of 683,000. The homeownership rate is 58.3%. This is lower than the national average which is 63.9%. For a policy covering $250,000 of dwelling coverage, the average cost for home insurance is $11,128 per annum. The average rate in El Paso is lower than the Texas average at […]

For couples who are struggling to conceive, gestational surrogacy can be a life-changing option. But as with anything involving fertility treatments, it can be costly. So, does insurance cover gestational surrogacy? The answer is: it depends. Every insurance plan is different, and coverage for fertility treatments can vary widely. In some cases, insurance will cover […]

It’s a common question among drivers: can I insure my car in a different state? The answer is, it depends. Each state has its own requirements when it comes to car insurance, and if you plan on driving in a state other than your own, you’ll need to be sure you meet their requirements. In […]

Homeowners insurance, also known as hazard insurance, is one of the many types of insurance that people are required to have. It protects you from damages that may occur to your home or personal belongings as a result of several different types of perils, like fires, storms, and theft. While your homeowners insurance premiums might […]