Category Archives: Finance Guide

Life insurance for high-risk applicants

When you apply for a life insurance policy, the insurance company looks at factors like your age, gender, medical history and lifestyle to determine your eligibility and calculate your premium. Most people with good health are able to get a policy. Some people are more at risk than others for insurance companies. These high-risk applicants are known as high-risk […]

What To Do If Insurance Is Not Paying Correct Value If The Total Loss?

If your car has been deemed a total loss by an insurance company, the last thing you want is to be underpaid for its value. It can be an especially frustrating situation if you feel like the insurance company isn’t taking all factors into consideration when determining the value of your vehicle. Fortunately, there are […]

Simplify Your Insurance Shopping With These Tips

It doesn’t matter if you are looking after your car, house or health, insurance is an important consideration. Here is some advice to help you navigate the maze of getting insurance coverage, finding affordable insurance quotes, and understanding your needs. Add your spouse to your policy if you have tied the knot. Like teenagers are charged more […]

How Are State Insurance Guaranty Associations Funded Quizlet?

Guaranty associations are created in each state to protect consumers in the event of insurer insolvency and provide them with support, as well as facilitate assessments from insurers who do business within that state. All approved insurers are legally obliged to participate in at least one state guaranty association regardless of where their cooperate office […]

Where To Get Mental Health Help Without Insurance?

Mental Health Services: Cost Mental health services are not significantly more expensive than other professional medical care. Many medications that people take to manage their mental health have a higher price than the national average. These higher-than-average costs are not the only factor. Mental health treatment can be costly over time. It can be difficult to […]