The IRS has announced that it will still accept tax returns without health insurance, despite the new requirement under the Affordable Care Act. This is good news for those who are still trying to obtain coverage, or who are exempt from the requirement. What is the IRS? The Internal Revenue Service (IRS) is the federal […]
Category Archives: Finance Guide
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The answer to this question is unfortunately, no. Despite many people’s best efforts, no one has yet been able to win a case for Diminish Value with the Insurance Commissioner. This is because the Commissioner does not have the authority to award damages for Diminish Value. Only a court can do that. And so far, […]
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Oct
Teenagers learn insurance as a crucial part of their driving experience when they first drive. Teenagers can find it difficult and expensive to purchase auto insurance. Teens are considered high-risk drivers. With the right knowledge, you can purchase affordable auto insurance for your teenager without putting too much strain on your finances. Enroll Your Teen in A Defensive […]
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Oct
If you live in a high-risk area for flooding, you’re probably required to have flood insurance. But what if you don’t? What are the risks and what should you do to protect your home? What is Zone A? Zone A is a flood zone designation used by the National Flood Insurance Program (NFIP). Zone A […]
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Oct
When it comes to insurance, there are a lot of unknowns. For everything from car accidents to home repairs, we rely on our insurance companies to have our backs—literally. But what about when it comes to something like stem cell therapy? Stem cell therapy is a hot topic right now, especially when it comes to […]
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Oct
Introduction Insurance rates can be quite expensive, but there are a few ways to get around that. In this article, we’ll go over a few tips on where you can find the best insurance rates. What is insurance? Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection […]
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Oct
There’s a lot of confusion about what counts as income and what doesn’t. And when you’re trying to figure out your taxes, the last thing you want is to be surprised by what the IRS considers income. So, is life insurance considered income? The short answer is no, but it’s a little more complicated than […]
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Oct
The cost of car insurance in the UK has increased steadily and significantly over the past few years. While most people are aware of ways to save money, such as the no-claim bonus, there may be another way to save if your car is more than one. Multi-car insurance can help you lower your premiums if multiple […]
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Oct
Oct
Many homeowners think only about their homeowners coverage when they purchase a home or after experiencing a loss. It isn’t always easy to understand your policy, especially when you’re under stress or under pressure. The most common question is: Is hazard coverage the exact same as homeowners’ insurance? This distinction is easy, if you’ve ever thought about it. Is homeowners insurance the exact […]
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Introduction Private health insurance can be a great way to get the coverage you need, but it can also be expensive. In this article, we’ll give you some tips on how to find affordable private health insurance that still meets your needs. What is private health insurance? Private health insurance is a type of insurance […]