Category Archives: Finance Guide

Whether you are buying your first car, or have been driving for years, evaluating insurance options can be overwhelming. One of the biggest questions that comes up when people look at car insurance is whether they should get collision coverage on an older car. In this article, we will discuss the pros and cons of […]

It is much easier to purchase auto insurance these days than in the past. To obtain auto insurance, one used to have to call a lot, visit offices, etc. The technology that we now have means that no one has to make the same effort to get auto insurance. You can purchase auto insurance from your computer. Many […]

Buying a car is a big decision and so it’s important to ensure that you’re properly protected if anything goes wrong. But what if you are borrowing someone else’s car? How do you make sure that it is insured? In this blog post, we will discuss the various options for insuring someone else’s car when […]

All of us know that our lives could be both cash-strapped and insurance-rich. Do I still need to have insurance in retirement after the “golden years” of retirement? It is both yes and no. This is how I intend to ask you: What type of insurance will I need after I retire? These are the types of insurances you […]

It can be very stressful to suffer damage to a car you rented. Without the right collision and liability insurance, you could find yourself in a financial crisis. There are many things to consider when settling damages to a rental car. You will typically have insurance when you rent a vehicle. This could be through your car […]

Statistics show that you will be in an accident at some point during your driving career, regardless of whether you are the cause. No matter how competent a driver you are, you can still be harmed by other drivers’ mistakes and misjudgments. These types of accidents are usually not the fault of the driver. Examples include […]

Have you ever stopped to think about how many different types of insurance there are? From car insurance to life insurance, health insurance and more, the list can seem endless. One type of insurance you may have overlooked is vision insurance. Often referred to as “eye care” or “vision care”, vision insurance is a type […]

It can be scary to let go of your safety net and make the leap. It can be daunting to fly solo, especially when you are shopping for something so important and complex as auto insurance. If you don’t speak insurance-ese, you might feel like you’re spinning your wheels. Relax, and enjoy the ride. Let’s take a look at […]

Car insurance No Claims Discount and Bonus – You may have heard of or been familiar with the terms “No Claims Discount” or “No Claims Bonus”, but you might not know what they mean if you’re a new driver or a young driver. These discounts are not available in the first year of your car insurance […]

Prior to Obamacare, members of Congress and their staff were covered by private health insurance provided through the Federal Employees Health Benefits Program. Now they must shop for insurance on an Obamacare exchange. We dispel rumors that Congress is somehow exempt from the Affordable Care Act (ACA). We set the record straight. What Do They […]