Category Archives: Finance Guide

Income protection insurance replaces your monthly income in the event you become incapacitated due to illness or an accident. This type of insurance can be a great investment for employees. However, many people feel intimidated by the industry jargon as well as the large selection on the market. We have listed 5 steps that will help you […]

Swimming pools can be an attractive addition to your home, yet can pose unique insurance considerations. In this article we explore answers to common questions such as, Does home owners insurance cover swimming pools? Pools are generally covered under your other structures limits and liability coverage; however, several factors could impede your eligibility for coverage. […]

Most people are comfortable accepting that their car insurance policy is an inconvenience. It’s the price they have to pay in order to be able to drive on the highways. It’s not possible to cruise the friendly skies in our cars at the moment, but it is on its way. They accept that they will have to […]

Hamtramck in Michigan is home to 22,423 people, 6,777 households, and 4,615 family members. Hamtramck lies approximately five miles from Detroit’s center. Hamtramck’s western border is bounded by Interstate 75 Freeway, while its southern border is bounded by Interstate I-94. Hamtramck’s average annual car insurance rate is high at $2,153 for minimal coverage and $5,101 full coverage. The current Michigan […]

Any type of insurance can save your life. Preparing ahead can help you save money. Although there may be a monthly fee, it is much less than going to the doctor without insurance. Sometimes, a doctor’s visit with no insurance costs more than a year of insurance. If you are purchasing any type of insurance, make sure that […]

Before 2019, those without health coverage were required to pay a penalty when filing their taxes. Although this individual mandate has since been eliminated, you may still receive IRS Form 1095-B or 1095-C with important tax filing information that can help ensure proper tax return submission. Dependent upon your coverage, Form 1095-A may also help […]

Some people are uncomfortable about seeking compensation if they get hurt at the home of a friend or in a favorite restaurant. To recover damages, most people assume that they will have to sue the owner of the property, which could be a friend, family member or small business owner. Many premises liability claims can be covered […]

Parents wish they could tell the insurance company that their child is well-behaved, responsible, well-mannered, etc. They would like to see the insurance company lower their rates, as young drivers are notoriously expensive. Unfortunately, teens cannot get insurance at a discount rate. However, they have a reason. It is obvious that teenagers are more likely to be reckless […]

Texarkana, Texas is a small town of 37 277. Car insurance costs in Texas, Texarkana are $493 per year for minimum coverage and $1,747 for full coverage. Texas requires that all drivers have minimum coverage. Drivers without insurance can be subject to fines of $260 – $470 as well as suspension of driver’s license. Drivers looking for the cheapest car […]

People often find themselves in a difficult position after an injury accident. They are unable or unwilling to work, and do not have enough savings to pay for their medical bills. A lot of people have insurance coverage that is based on what automobile they were driving at the time of an accident. Many people don’t realize […]