Category Archives: Finance Guide

Being a part-time employee can be difficult, especially when you don’t have access to the same benefits as full-time employees. One of the most important benefits is health insurance, but do part-time employees get health insurance at Rutgers? In this blog post, we will explore what it takes to qualify for health insurance as a […]

Health insurance is a necessary part of life, and most of the time, the primary health insurance plan takes care of all the medical expenses. But what happens when those medical costs exceed your primary health insurance coverage? That’s where secondary health insurance comes in. Secondary health insurance can be a great way to supplement […]

When it comes to buying a new car, there are a lot of questions that come up. One of the most common is whether or not you need to register the car before you can get insurance. It can be a tricky question because both registration and insurance are important steps in getting your vehicle […]

Car insurance can be a tricky business. You’re paying for protection and peace of mind, but when you don’t feel that your insurance company is giving you either, it can be very disheartening. If you are dissatisfied with your car insurance company, there are steps you can take to rectify the situation. From shopping around […]

Flood damage to homes, apartments, and businesses is a major concern for many North Carolina residents. Flood damage is typically not covered by renters and homeowners insurance. Flood insurance covers buildings and contents. Unfortunately, flood insurance is only available to a very small number of North Carolina residents. Flood insurance is affordable for many. However, the cost of […]

When it comes to insurance, there are a lot of questions about what is and isn’t covered. One thing that often comes up is watches: Are they considered jewelry? Or do they have their own specific kind of coverage? In this blog post, we’ll explore the ins and outs of whether or not watches are […]

Writing a compelling insurance claim letter can be an intimidating process. You have to make sure you provide all the necessary information and that your letter is written in a clear, concise manner. But fear not, writing an effective insurance claim letter isn’t impossible! In this article we’ll discuss how to write an insurance claim […]

You can add “Comprehensive” and “Collision insurance” to your car insurance policy. Comprehensive covers damage to your vehicle that is not caused by collisions with other vehicles or objects. Collision coverage pays for damages to your vehicle if it hits another vehicle or object. To supplement minimum insurance requirements, these coverages can often be purchased together. Knowing the […]

While purchasing insurance policies is the most traditional method of obtaining coverage, self-insurance is an alternative. Self-insurance is a way to save money and pay for losses, rather than having to pay insurance premiums. It is less common than other types of insurance but may still be an option in certain situations. In 2018, tens to thousands of employers self-insured […]

Are you considering buying a car? Do you already have one but are afraid of the financial burden it could cause if something happens to it? You may have heard of gap insurance, but do you know what it is and whether it is worth getting? Gap insurance can be a lifesaver in certain situations, […]