Category Archives: Finance Guide

You’d likely feel comfortable answering a question about auto insurance fraud if someone asked you. You shouldn’t hit your car with a baseball bat, then claim it was an accident. If you hide your car in your garage or report it stolen to the claims adjuster, they will probably find out. Did you know you could be […]

Insurance is a type of risk management that protects oneself from the possibility of a future loss. Insurance can also be described as an equitable transfer of risk from one entity to the other in return for a premium. It is a guarantee of a small loss that will prevent a more severe loss. The insurer is […]

When parents get divorced, they often have to decide which parent a minor child will go on car insurance. It is important to know the answers to this question in order to make sure that your child’s needs are met and that they are adequately protected. In this article, we will explore the different options […]

An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]

Swimming pools can be an attractive addition to your home, yet can pose unique insurance considerations. In this article we explore answers to common questions such as, Does home owners insurance cover swimming pools? Pools are generally covered under your other structures limits and liability coverage; however, several factors could impede your eligibility for coverage. […]

In today’s chaotic and unpredictable world, insurance has become an essential necessity. It is impossible to predict what the future holds for you. You might consider securing your family’s security, including your home, vehicle, and other personal belongings. Insurance companies are focusing on vehicle insurance as a key branch. Transport has become an important industry. There are hundreds of […]

A life insurance provider evaluates applications for policies and attempts to determine the risk of each applicant. The risk factors include age, medical condition, and, in certain cases, lifestyle choices. If an insurer discovers that your lifestyle choices could have a negative impact on your health (e.g. smoking or alcohol consumption), they might offer you a higher premium, […]

Income protection insurance replaces your monthly income in the event you become incapacitated due to illness or an accident. This type of insurance can be a great investment for employees. However, many people feel intimidated by the industry jargon as well as the large selection on the market. We have listed 5 steps that will help you […]

Before 2019, those without health coverage were required to pay a penalty when filing their taxes. Although this individual mandate has since been eliminated, you may still receive IRS Form 1095-B or 1095-C with important tax filing information that can help ensure proper tax return submission. Dependent upon your coverage, Form 1095-A may also help […]

Most people are comfortable accepting that their car insurance policy is an inconvenience. It’s the price they have to pay in order to be able to drive on the highways. It’s not possible to cruise the friendly skies in our cars at the moment, but it is on its way. They accept that they will have to […]