Category Archives: Finance Guide

When you purchase a homeowners insurance policy, you are typically covered for any damages that occur to your home as a result of perils such as fire, wind, hail, lightning, and theft. However, there are some exclusions to this coverage. For example, most policies will not cover damage caused by earthquakes or floods. In addition […]

If you’re anything like the average person, you probably don’t think about your stool that much. But what if I told you that there’s a test that can give you a comprehensive look at the health of your gut? And what if I told you that this test is often not covered by insurance? The […]

Do you really know who is covered on your car insurance? If you have an accident, will your insurance company pay out? The answer, unfortunately, is not always clear. In this blog post, we’ll explore some of the different scenarios in which your car insurance might (or might not) cover someone else driving your car.  […]

The decision to purchase a new or used vehicle is an important one. The first is the cost of the car and how it might affect your budget. The safety of your new vehicle is another important aspect to consider. You should also be familiar with the mechanical stability and safety of your used or new vehicle. Lastly, consider […]

For those who are looking to rent out their homes on Airbnb, one of the first questions they ask is, “How much is Airbnb insurance?” Unfortunately, there is no easy answer to this question. The amount of insurance you will need will depend on a number of factors, including the value of your home and […]

High deductible health insurance plans have been around for a while, but they’ve grown in popularity in recent years. With the rising costs of healthcare, more and more people are looking for ways to save on their monthly premiums. A high deductible health insurance plan is a type of health insurance that has a lower […]

Health insurance is a vital part of our lives, and yet it’s something that we often don’t think about until we need it. That’s why it’s so important to understand all of your options before you make a decision. The following blog post will explore what to consider when choosing health insurance. From understanding your […]

One at-fault car accident can cause a dramatic increase in your car insurance rates. Your annual premiums could rise by more than 100 percent in some cases. Your rates could rise even more if you have a history of at-fault accidents. What if your first accident was forgiven? Imagine if your insurance company agreed to lower your rates […]

Unemployment insurance is a government-provided safety net for workers who have lost their jobs. It is meant to provide temporary financial assistance to help individuals while they are looking for new employment. There are many misconceptions about who is eligible for unemployment benefits. In this blog post, we will dispel some of those myths and […]

I was having a conversation with my insurance agent recently, and she brought up biometric screening as a way to save money on premiums. She said that if I agreed to have my health information collected and shared with the company, I could get a discount. I was intrigued, but I also wondered if there […]