Category Archives: Finance Guide

Prescription medicines are the type of drugs administered with written instructions from an authorized medical practitioner. For instance, blood pressure tablets, cancer medicine, and strong painkillers. A medicine is categorized as a prescription drug due to its risks, the potential for misuse, and how it is taken, for example, if it is injected or taken […]

You may have noticed that your health insurance plan has an out-of-network benefit. This means that if you go to a doctor or facility that is not in your insurance network, you may still be covered. But what does this mean for people who travel or move? If you have health insurance, can you use […]

Have you ever wondered how insurance companies know how long you’ve been driving? Do they just assume based on your age? It turns out, there’s a little bit more to it than that. In this blog post, we’ll explore how insurance companies know how long you’ve been driving and how that information affects your rates.  […]

The insurance industry is one of the most heavily regulated industries in the United States. Because of this, there are a number of different exams that insurance agents and brokers must take in order to become licensed. One of these exams is the Adviser’s Exam for Property and Casualty Insurance. This exam is administered by […]

It is worth taking responsibility for your financial future. You realize that you are responsible for your financial future and you don’t need to rely on anyone to save you. This is when you may start paying more attention to things such as your 401k or starting an IRA. Once you realize that you are the master of […]

Flint, Michigan is home to some of the highest-than-average auto insurance rates. It is the birthplace for a large part of the auto industry. According to data from Quadrant Information Services, Flint residents pay on average $1,252 per year for minimum coverage, and $2,995 for full coverage. Our list shows that Progressive and USAA offer the lowest […]

Every day technology is improving, and this has a direct impact on every industry. It is becoming increasingly clear that AI, blockchain and machine-learning have the potential to change the future of business as well as the way people live and work. These technologies are being used in the insurance industry already. AI and machine learning are […]

You’re driving along, minding your own business, when you see the dreaded blue and red lights in your rearview mirror. You pull over, heart racing, as the police officer walks up to your window. After a brief conversation, you receive a traffic ticket. You may be wondering, “Will this affect my insurance?” The answer is […]

Have you been considering weight loss surgery, but aren’t sure if your insurance will cover it? You’re not alone. Many people are in the same boat, and the process of finding out can be confusing. In this blog post, we’ll break down what insurance companies cover when it comes to weight loss surgery. We’ll also […]

One at-fault car accident can cause a dramatic increase in your car insurance rates. Your annual premiums could rise by more than 100 percent in some cases. Your rates could rise even more if you have a history of at-fault accidents. What if your first accident was forgiven? Imagine if your insurance company agreed to lower your rates […]