Category Archives: Finance Guide

We only look at our car insurance policies once per year, when we renew our contracts. Even then, we seldom take more than a few seconds to ensure that our coverages meet our needs. There are many details in the fine print that can surprise us. Some details could lead to costly problems later. This is why we […]

You may be wondering what will happen if you cancel your car insurance policy early. After all, you may have been with the same company for years and never had any problems. However, there are a few things you should know before you make the decision to cancel your policy. In this blog post, we […]

Prescription medicines are the type of drugs administered with written instructions from an authorized medical practitioner. For instance, blood pressure tablets, cancer medicine, and strong painkillers. A medicine is categorized as a prescription drug due to its risks, the potential for misuse, and how it is taken, for example, if it is injected or taken […]

You may have noticed that your health insurance plan has an out-of-network benefit. This means that if you go to a doctor or facility that is not in your insurance network, you may still be covered. But what does this mean for people who travel or move? If you have health insurance, can you use […]

Have you ever wondered how insurance companies know how long you’ve been driving? Do they just assume based on your age? It turns out, there’s a little bit more to it than that. In this blog post, we’ll explore how insurance companies know how long you’ve been driving and how that information affects your rates.  […]

The insurance industry is one of the most heavily regulated industries in the United States. Because of this, there are a number of different exams that insurance agents and brokers must take in order to become licensed. One of these exams is the Adviser’s Exam for Property and Casualty Insurance. This exam is administered by […]

It is worth taking responsibility for your financial future. You realize that you are responsible for your financial future and you don’t need to rely on anyone to save you. This is when you may start paying more attention to things such as your 401k or starting an IRA. Once you realize that you are the master of […]

You’re driving down the highway and you hear a loud “ping” sound. You look in your rearview mirror and see a small rock chip in your paint. You’re annoyed, but not too worried — after all, you have insurance. But does insurance cover rock chips in paint? It’s a common question, and the answer may […]

Fayetteville’s average annual cost for full-coverage car insurance is $1,513 per year, while the average minimum coverage cost of $528 per annum. Quadrant Information Services data shows that State Farm, Nationwide, and Geico are the most affordable car insurance companies in Fayetteville. Bankrate’s editorial team regularly researches the cheapest car insurance companies to help you find the best […]

A trampoline is a great activity that can bring joy to the whole family. You can give your children a way to exercise and make the outdoors more attractive. You might wonder if insurance would offer financial protection, given the possibility of injury. Since most home insurance policies do not explicitly lay out the trampolines-insurance connection, many may wonder […]