Category Archives: Finance Guide

Female Car Insurance – Tips For Women To Lower Their Car Insurance (UK)

Although female car insurance is considered slightly less expensive than that for male drivers, there are still ways to lower your premiums. The details you provide when applying for car insurance are used to determine the likelihood of you making a claim against the policy. Your car insurance will cost more if you are considered to […]

What Does The National Flood Insurance Program Cover?

The National Flood Insurance Program (NFIP) protects homeowners and businesses from losses caused by flooding. The NFIP covers a variety of structures, including homes, businesses, and public infrastructure. The NFIP was created in 1968 by the Federal Emergency Management Agency (FEMA). The program is administered by the National Association of Insurance Commissioners (NAIC). The NFIP […]

Are All Auto Insurance Policies Alike?

People find auto insurance the same. Most people only see the difference in price. Insurance rates can vary, and the difference could amount to a few hundred bucks. These differences have a reason. It’s easy to see why rates differ for different drivers and different cars. A driver with a distinguished driving record would be charged more than someone with […]

The Insurance Claim Game

You are lucky that you have never been required to file an insurance claim. It’s great that you have not suffered a significant loss enough to file an insurance claim. However, it is also a blessing not to have to go through the insurance claim process. How can you play the insurance claim games? Let’s just say […]

Credit and Car Insurance: What Are Insurers Looking For?

You may have noticed that potential insurers check your credit history when determining your car insurance premium. What are insurers actually looking at? How will this affect your insurance rates? The Insurance Score Our credit score determines our spending limits on credit cards and interest rates on loans. Lenders use creditworthiness to determine our ability to repay […]

Seven Steps to Getting the Most Out of Your Liability Insurers When You Receive a Claim

You are more likely to believe that a claim against you is bad news if you’re in business. It can be costly, either through higher insurance premiums or directly. Perhaps the most frustrating thing about claims handling is not the money. You can feel lost and then feel uncertain if you got the right outcome. These seven steps […]

How to Ensure You Get the Cheapest Fleet Insurance

For businesses with multiple vehicles, fleet insurance is a great solution. This policy allows the business owner to easily manage their policy, add or remove vehicles as needed, and receive a low premium. A business owner must do some internet research to find the best fleet insurance rates. You should contact at least three companies to request […]