Category Archives: Finance Guide

Have you ever stopped to think about how many different types of insurance there are? From car insurance to life insurance, health insurance and more, the list can seem endless. One type of insurance you may have overlooked is vision insurance. Often referred to as “eye care” or “vision care”, vision insurance is a type […]

It can be very stressful to suffer damage to a car you rented. Without the right collision and liability insurance, you could find yourself in a financial crisis. There are many things to consider when settling damages to a rental car. You will typically have insurance when you rent a vehicle. This could be through your car […]

Statistics show that you will be in an accident at some point during your driving career, regardless of whether you are the cause. No matter how competent a driver you are, you can still be harmed by other drivers’ mistakes and misjudgments. These types of accidents are usually not the fault of the driver. Examples include […]

It can be scary to let go of your safety net and make the leap. It can be daunting to fly solo, especially when you are shopping for something so important and complex as auto insurance. If you don’t speak insurance-ese, you might feel like you’re spinning your wheels. Relax, and enjoy the ride. Let’s take a look at […]

Car insurance No Claims Discount and Bonus – You may have heard of or been familiar with the terms “No Claims Discount” or “No Claims Bonus”, but you might not know what they mean if you’re a new driver or a young driver. These discounts are not available in the first year of your car insurance […]

You’d likely feel comfortable answering a question about auto insurance fraud if someone asked you. You shouldn’t hit your car with a baseball bat, then claim it was an accident. If you hide your car in your garage or report it stolen to the claims adjuster, they will probably find out. Did you know you could be […]

Insurance is a type of risk management that protects oneself from the possibility of a future loss. Insurance can also be described as an equitable transfer of risk from one entity to the other in return for a premium. It is a guarantee of a small loss that will prevent a more severe loss. The insurer is […]

A life insurance provider evaluates applications for policies and attempts to determine the risk of each applicant. The risk factors include age, medical condition, and, in certain cases, lifestyle choices. If an insurer discovers that your lifestyle choices could have a negative impact on your health (e.g. smoking or alcohol consumption), they might offer you a higher premium, […]

When parents get divorced, they often have to decide which parent a minor child will go on car insurance. It is important to know the answers to this question in order to make sure that your child’s needs are met and that they are adequately protected. In this article, we will explore the different options […]

An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]