Category Archives: Finance Guide

Captive management is a business strategy used by insurance companies to manage their investments. It involves the company owning or leasing a property and managing it single-handedly. The company retains full control of all facets of the property, including its occupancy, operations, and maintenance. This type of management allows insurance companies to take advantage of […]

We are all good citizens. To protect ourselves in the event of an accident, we purchase liability insurance. There are two types of coverage: minimum and maximum. You are purchasing this insurance to not only comply to the law but also to protect yourself and your assets in the event you cause an accident with a […]

Collector car owners and drivers have different insurance needs than those who drive their regular cars every day. Collector cars are by definition special, so insurance needs must be considered. The insurance company that covers your car to work is familiar with handling claims on modern cars. It’s not uncommon for them to deal with vehicles that […]

It seems that people are increasingly willing to take their car with them when they travel to Europe. In recent years, it is estimated that approximately three million people have taken their car to Europe. This trend is clearly on the rise. While it is important to remember to drive on the right-hand side of the road, […]

When you get into a car accident, the last thing you want is to deal with the hassle of filing a claim. Fortunately, most states have laws that protect drivers in case of an accident. These laws dictate how long a claim can stay on your car insurance policy and what actions you need to […]

If you’ve ever rented a car, you know that it can be expensive. Not only are the rates high, but you also have to worry about things like insurance. Unfortunately, not all rental cars are covered by your standard car insurance policy. To make sure your car is covered while you’re driving it, read our […]

Christmas is the holiday to give gifts to those you love and care about, eat delicious meals and spend time with family and friends. Preparation is the key to all the joy and happiness. For some, it can be a tedious task. Navigating Christmas traffic through carparks can be stressful. But, we have some great tips to […]

It’s the worst thing that has happened. It’s almost the worst. Your child calls you to let you know that he was driving on his own. “Uh…hello mom. “I was in an accident.” Your child was able call you, but you need to ask “Are your okay?” You start to wonder about other possible participants. “Was there anyone […]

A lot of people buy cars without fully understanding the consequences. Consider buying a car without insurance: what if you get into an accident and the other driver doesn’t have insurance? What if you need to use your car for work but don’t have the proper insurance? There are a lot of risks when it […]

When you hit a pothole, your car starts to shudder and the damage is evident. Congestion on the roads isn’t the only thing causing havoc; accidents happen, too. And when these accidents happen, who pays for the damages? The answer is insurance. And in many cases, when a car is totaled, the insurance company will […]