When you get in a car accident, the last thing you probably want to think about is the insurance adjuster. After all, they’re the people who will be determining how much money you’ll have to pay out for your damages. Unfortunately, this is not always the case. In fact, there are a number of things […]
Category Archives: Finance Guide
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Many people think of real estate agents as people who are always on the lookout for new properties. However, this isn’t always the case. In fact, many real estate agents spend a lot of their time doing commercial auto insurance (CAI) work. What is CAI? Simply put, it’s insurance that real estate agents can carry […]
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An insurance binder is temporary proof of coverage while you wait for the official issuance of your homeowner insurance policy. Certain types of insurance coverage are necessary for you to purchase a home. Your insurer will issue you a home insurance binder if you don’t have standard insurance coverage. A home insurance binder, also known as bind coverage or bind coverage, is […]
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If you’re like most people, you probably have health insurance through your job. But what if you don’t? What if you’re self-employed? Or what if you only have coverage for specific medical procedures? In some cases, you may be able to add a surrogate to your health insurance plan. That said, it’s important to understand […]
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Earthquakes are a scary thing–almost everyone feels some degree of anxiety or fear when it comes to the prospect of an earthquake. After all, what if your house collapses and you’re trapped under rubble? But did you know that earthquakes can also have a negative impact on your wallet? In California, for example, earthquakes can […]
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If you work in the real estate industry, you may be wondering if real estate brokers are required to carry workers compensation insurance. In short, the answer is yes – but it depends on the state in which you work. Each state has different requirements when it comes to workers compensation, so it’s important to […]
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Car insurance is one of the most essential household items. Not only does it protect you and your vehicle in the event of an accident, but it can also help cover costs such as repairs or lost wages if you are involved in a crash. But what happens if you get into an accident that […]
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South Carolina doesn’t allow you to drive without insurance. South Carolina informs the state if an insurance policy is canceled or lapses on any vehicle registered in that state. If no new insurance has been purchased for the vehicle, registration tags and plates are removed and your driver’s licence is tagged. It is very expensive and time-consuming to […]
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A number of factors can place a driver in high-risk status. An insurance company will consider you a high risk driver if there are three things that can make you high-risk: an at-fault car accident, a speeding ticket, DUI conviction, or lapsed insurance coverage. Vermont is one the smallest states by population but there are still […]
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There are a lot of health and wellness products on the market, but which ones are worth your investment? And what happens if you get a product that’s not suitable for you? One common question is whether prescription discount cards work with insurance. Unfortunately, the answer isn’t straightforward. Before buying any product, it’s always advisable […]