Category Archives: Finance Guide

High-risk drivers are less likely to be involved in fatal car accidents than other drivers. Oklahoma had 584 deaths in car crashes in 2019. This is 16.2 deaths per 100,000 people, which is well above the national average of 11 deaths per 100,000. Bankrate takes into account a variety of driving factors when determining high-risk drivers, including speeding tickets, DUI convictions, and […]

Health insurance is an important part of our lives. We rely on it to cover medical expenses in the event of an accident or illness. And, as we get older, it becomes more important to have health insurance that will cover our long-term care needs. But what if you don’t want to buy health insurance […]

The cost of car insurance for young drivers is a hot topic right now, and for good reason. Young drivers are more likely to be in accidents than older drivers, and they’re also more likely to get tickets. That means your 18-year-old driver is likely paying much more for car insurance than someone who’s 50 […]

High-risk auto insurance is required in Rhode Island if you have had at least one speeding ticket or an accident. Even though Rhode Island is the smallest state in the country, it has its fair share high-risk driving issues. In 2015, 41% (third-highest in the country) of all car accidents occurred in Rhode Island. In 2019, 31.6% were traffic stops for drivers […]

Dental insurance is a vital part of any healthy diet. It covers everything from preventive care to emergency dental treatment. But did you know that it may also cover teeth whitening? If you’re unhappy with your teeth and want to take action, check with your dental insurance company to see if teeth whitening is covered. […]

The dental insurance industry is one of the most complex and confusing in the United States. That’s because with so many different plans and options, it can be hard to know where to start. In this article, we will simplify the process for you by outlining some of the most important factors to consider when […]

You have choices when it comes to the amount of financial protection that you get and what price you pay. An actual cash value policy (ACV) is a cheaper option. This policy incorporates depreciation in your claim payouts. A replacement value (RCV policy may be more suitable if you need to receive a reimbursement to replace your items with […]

Vimpat is a medication used to treat hypertension. If you’re like most people, you probably don’t think too much about how pharmaceuticals are priced. After all, they’re just medications – right? Wrong. Pharmaceuticals are not just medications – they are complex products with a lot of moving parts and hidden costs. In this blog post, […]

It can be tough to know what to do when something goes wrong. You want to do the right thing, but you also don’t want to burden your girlfriend with anything. That’s where insurance comes in—it can make things easier for everyone involved. In this blog post, we will discuss whether or not you can […]

Ever wonder what it’s like to be an insurance claims adjuster? Bankrate reached out to Scott Congiusti from New York, an assistant vice president of claims at HUB International. He was willing to share his experience as a claims adjuster. Although you might never be required to work as an insurance claims adjuster in the future, […]