Category Archives: Finance Guide

Auto insurance for high-risk drivers in South Carolina

Two car accidents per hour are caused by distracted driving in South Carolina. According to the Insurance Institute for Highway Safety, South Carolina has the #1 fatality rates for every 100 million miles driven in 2019. High-risk drivers may have higher premiums if they are convicted of speeding or DUI, have lapsed coverage, or have an at-fault car accident. It can […]

Can I Buy A Private Health Insurance Policy?

One of the most common questions people have is whether or not they can buy a private health insurance policy. After all, when you’re on your own, it makes sense to have some form of protection. Is buying a private health insurance policy really as simple as filling out some forms and clicking “buy”? Actually, […]

Bare Minimum to Full Coverage: Picking a Plan and Ensuring Your Provider Honors It

All 50 states require that drivers have insurance. This means you might be faced with the decision of purchasing your first policy, or switching providers. It is important to take care when buying insurance. You might be overwhelmed by all the benefits and prices offered by each company as you shop around for the best insurance policy. These […]

How Is An Employer Taxed On Split Dollar Life Insurance?

When you buy a life insurance policy, you’re probably thinking about the benefits it will provide in the event of your death. But what about if you pass away while employed by your employer? Do they have to pay taxes on the policy? The answer is surprisingly complicated, and depends on a few factors. In […]

Car Insurance Quotes – What’s to Know Before You Look

You need to understand what the insurance company is looking for before you start searching for automobile insurance policies. You will need to be able to understand the benefits available to you, how your insurance company will assess you, and how to get the best premium. Shopping around is the best way to find auto insurance. Online […]

What Is Supplemental Life Insurance?

You can buy supplemental life insurance through work or a private insurer to expand coverage on an existing policy. Supplemental life insurance is an additional layer of protection to an existing policy. Supplemental insurance may include: Additional coverage you can purchase to complement your basic policy. Life insurance for your spouse and children You will be […]