Category Archives: Finance Guide

It can be a daunting task trying to understand the complexities of car insurance when you’re just starting out. One of the most common questions asked by new drivers is whether they need car insurance with a provisional license. The answer isn’t necessarily straightforward, as there are varying regulations between states and different types of […]

Most dental insurance is offered through their employer; however, individuals may also purchase individual plans with monthly premiums, deductibles and annual maximums. Many plans cover preventive care costs completely and cover basic procedures like fillings 80%; however, certain plans have deductibles or copays that must be paid first. Premiums Though dental insurance might seem costly […]

Although car insurance is required in most states, it can be a financial burden for many Americans. The annual cost for car insurance is $563 for minimum coverage, and $1738 for complete coverage. Car insurance is expensive, even though the cost varies by state. People with low incomes who cannot afford car insurance are more likely than others to drop insurance […]

When you’re on Social Security, Medicare, or Supplemental Security Income (SSI), it can feel like your budget is already stretched thin. That makes it hard to consider adding another expense to the mix, such as life insurance. But there are plenty of options available for people on Social Security and Medicare that can provide financial […]

Shopping around for car insurance quotes is key to finding a lower premium quote, from both national and regional providers alike. Compare their offers carefully for optimal savings! Your quotes will depend on a range of personal factors, including ZIP code and driving history. Your credit score could also play an impactful role; though in […]

If you’re receiving a federal annuity, you may have noticed that the deduction for life insurance is automatically taken out of your payments. This can be confusing and frustrating, especially if you don’t need or want the coverage.  But there is a way to cancel this deduction from your annuity payments. In this blog post, […]

Drivers convicted in New Hampshire of DUI or DWI may need to carry an SR-22 certificate along with their insurance. Contrary to popular belief SR-22s do not constitute insurance. They are proof that you have the minimum amount of New Hampshire state-required insurance. The name of the required form can change from one state to the next. […]

Life insurance is a popular way for Americans to provide financial security to their loved ones. Non-U.S. citizens might also require life insurance. It is possible to get life insurance for green card holders and visa holders, but it can be more difficult. While many life insurance providers offer life insurance to visa holders and green card holders, not all […]

Life insurance policies offer a variety of dividend options that can help financial planners ensure their clients receive the best returns on their policy. Dividend options range from straight life, to endowments and annuities, but there is one option that stands alone—which of the following is not a dividend option for a life insurance policy? […]

Many people who live on the West Coast have experienced the aftershocks and rumbles from earthquakes during their lives. A 2014 U.S. Geological Survey report shows that Oregon is among 16 states at highest risk of earthquakes. Oregon homeowners may believe that earthquakes are covered by their standard insurance policy if they have insurance to protect their home […]