Category Archives: Finance Guide

Medicaid Qualified Annuity, Buyer Beware and Agent Liability

It is evident that clients need to protect assets from Medicaid Spenddown. This could be due to the needs of the spouse, handicapped child, or any number of solid reasons. The annuity salesperson comes to your rescue. Agents are well aware that annuities of certain types can be avoided by spending down and provide protection for assets. These […]

Insurance Brokerage Marketing Analysis – Worst States For Marketing Insurance

This commentary focuses on the 19 states that are least likely to be marketed as insurance brokers. Insider fact revealed: This analysis shows that 17 of these 19 states rank among the top 25 in highest income. Learn why. According to logic, the wealthiest states should have the highest money-making brokerage opportunities. This is not the case. This is […]

What Is One Benefit Of Submitting A Claim To An Insurance Company?

Are you hesitant to submit a claim to your insurance company? It’s understandable – the process can seem daunting, and no one wants to deal with the hassle of paperwork and phone calls. However, there is one significant benefit that makes it all worthwhile. By submitting a claim, you could receive financial compensation for damages […]

Does Insurance Pay For Hyperbaric Oxygen Therapy?

Are you familiar with hyperbaric oxygen therapy (HBOT)? It’s a medical treatment that involves breathing pure oxygen in a pressurized chamber to increase the amount of oxygen delivered to the body’s tissues. HBOT has been used for various conditions, including decompression sickness and wound healing. But what about its cost? Does insurance cover it? In […]