Category Archives: Finance Guide

Understanding Factors That Impact the Cost of Car Insurance

Ever wonder how car insurance costs are determined? Are you feeling like the bullseye on the dartboard, where you are the target for the highest rate? Understanding the factors that affect automobile insurance premiums can help to alleviate these feelings. The Risk of Car InsuranceThis is the best time to talk about risk. Every insurance policy is built […]

Commodity Market is an Ideal Platform For Capital Investment

A commodity market is one where trades are made in primary consequence rather than manufactured consequence. These products include soft commodities and hard commodities. Soft commodities include agricultural increase such as wheat, coffee, sugar, and many other items. Hard commodities include gold, silver, oil etc. Contrary to stock and share markets, commodities can be traded in physical form according […]

Insurance Total Loss – A Flawed Process That Victimizes The Consumer

Insurance total loss is a scam! I get sick of reading emails coming from all corners of the country, from people looking for consumer protection. Every insurance company seems guilty. It is true that I earn my living working with insurance companies and believe strongly in the need for insurance. The consumer is often the one who suffers the […]

This is How You Can Preserve Your Wealth With a Second Citizenship

How can a high-net worth person protect his wealth by acquiring a second citizenship? The Caribbean is home to some of the most sought-after ‘fast track citizenship’ programs. These countries are tax havens and do not have any wealth, inheritance, or gift. Cyprus is the only European country with the lowest taxation. It has the fastest citizenship […]

Motor Insurance Companies and the Compensation Culture Paradox

More people are filing compensation claims in the UK for car accident injuries than ever before. Many believe that the rise in claims following car accidents is due to the “compensation cultural” in the UK. Recent studies suggest that general injury claims are actually declining. Many legal areas, such as employers liability, are seeing a decline in […]

Auto Insurance – What Determines the Price of My Policy?

How did your insurance company arrive at a price for your auto policy? Most likely, the price you pay to insure your car was calculated using a variety of information that is specific to you and your vehicle. Although insurance companies generally use the same information to determine the price they will charge for a particular risk, […]