Category Archives: Finance Guide

Insurance Total Loss – A Flawed Process That Victimizes The Consumer

Insurance total loss is a scam! I get sick of reading emails coming from all corners of the country, from people looking for consumer protection. Every insurance company seems guilty. It is true that I earn my living working with insurance companies and believe strongly in the need for insurance. The consumer is often the one who suffers the […]

This is How You Can Preserve Your Wealth With a Second Citizenship

How can a high-net worth person protect his wealth by acquiring a second citizenship? The Caribbean is home to some of the most sought-after ‘fast track citizenship’ programs. These countries are tax havens and do not have any wealth, inheritance, or gift. Cyprus is the only European country with the lowest taxation. It has the fastest citizenship […]

Motor Insurance Companies and the Compensation Culture Paradox

More people are filing compensation claims in the UK for car accident injuries than ever before. Many believe that the rise in claims following car accidents is due to the “compensation cultural” in the UK. Recent studies suggest that general injury claims are actually declining. Many legal areas, such as employers liability, are seeing a decline in […]

Auto Insurance – What Determines the Price of My Policy?

How did your insurance company arrive at a price for your auto policy? Most likely, the price you pay to insure your car was calculated using a variety of information that is specific to you and your vehicle. Although insurance companies generally use the same information to determine the price they will charge for a particular risk, […]

What Is Private Placement Life Insurance?

Are you looking for a unique way to protect your wealth and assets? Have you heard of private placement life insurance? This exclusive type of insurance offers high-net-worth individuals an alternative solution to traditional investment vehicles. From tax advantages to investment flexibility, private placement life insurance is gaining popularity among those who want more control […]

Car Total Loss – Determining And Settling The Value Of Your Car!

What is the process of total car loss? Once you have been in anaccident, the insurer must inspect the vehicle to determine whetherThe damage was severe enough to cause a total loss. Insurance companies will often request to inspect the vehicle.themselves. Most accidents have insurance companies that approve body shopsWrite estimates and then they will issue payment.Most […]

5 Ways to Earn More From Your Fixed Deposit

Fixed deposits are the best type of investment because they guarantee fixed returns. Investors know the return they will receive from fixed deposits at maturity. Term deposit interest rates have been falling steadily. There are a few simple ways to increase your returns on fixed deposits. How to get higher returns on fixed deposits Search for the best […]