Category Archives: Finance Guide

There are many sales methods available and plenty of books to support them. There are whole sections in every book shop that focus on sales. Selling specific products, closing the sale, cold calling and so on. With the many types of leads that are available, the rules have changed. Selling is a constant process. We must always be focused […]

Average annual car insurance costs in Norfolk are $570 for minimum coverage, and $1,499 to cover full coverage. Bankrate’s most recent study of quotes premiums from Quadrant information Services revealed that there are many car insurance companies in Norfolk with minimum coverage rates below $373 (USAA), and $386 (Geico). The city’s average for minimum coverage auto insurance […]

Online leads are the latest breakthrough in insurance prospecting. A prospect visits a website to request an agent to contact them. The average close rate for these leads is 15-20%. This can be achieved with quick responses and persistence. Average agents will call a lead at least twice and send three to five emails within the first five […]

State Farm is most well-known for its auto insurance, but it also provides quality renters insurance. State Farm’s renters policy is one of the most trusted in the country. It has very few complaints, allows you to track and file claims online, and offers a wide range of coverage options. State Farm Renters Insurance received 4.5 […]

A brand new car purchase is an expensive expense that many people cannot afford. It often requires financing. You will still need to repay the loan amount if the vehicle is stolen or damaged. If your policy covers new car replacement, standard car insurance will pay the cost of purchasing a new vehicle. Gap insurance covers the […]

You might not believe you need insurance if you rent. Your landlord should have coverage for your building. You are responsible for all your belongings if you do not have renters insurance. What if your home was damaged by fire or theft? Renters insurance is usually very affordable. You might even be able make it cheaper by purchasing a […]

A prospect or client saying these phrases can cause fear in an insurance professional. “My home is in trust” or “I own properties within an LLC.” Clients are increasingly able to obtain a trust or form an LLC. In the old days, corporations were in “Commercial” and individuals in “Personal”. There are always those “gray” situations that […]

Cheap car insurance for young drivers can be hard to find, but not impossible. It is finally happening. It’s finally happening. You are independent, independent, and able make your own decisions. You probably know how to budget for groceries, rent, and car insurance. But you may not have thought to add these expenses to your monthly bills. […]

Areport revealed that Dekalb County, Georgia makes the list of the top 50 counties in the country with the most hit-and-run fatalities. One of the most serious violations Georgia drivers may be facing is a hit-and run. Drivers who are convicted of leaving an accident scene may face a heavy fine, a suspension of their license, and possible jail […]

As an experienced Insurance Producer, I know that it can be difficult to understand the concept of risk analysis. It seems that the knowledge required to properly place risk in personal insurance is lacking. This concept is not easy to grasp. I will be examining the components of risk that must be considered when placing carriers. Insurance […]