Category Archives: Finance Guide

Roofers are more likely to be in need of insurance than any other business. Public liability covers the possibility that you may damage the building you are working on. You should also insure your van or lorry. Make sure your sub-contractors also have public liability insurance. It is also important to declare to your insurance […]

Business insurance can seem daunting if you are just starting a business or are asked to manage the renewals of your company’s insurance. Many of the terminology and industry jargon, including endorsements, indemnity amounts and excess periods, can seem unfamiliar at first glance. Next, there’s the matter of knowing what cover to buy. A small […]

Third-party providers can offer Progressive home insurance policies. You may be eligible for an auto discount if you have Progressive car insurance. You may prefer to purchase homeowners insurance direct. Progressive home insurance Progressive acts as an agent and matches consumers to a home insurance company through Progressive Advantage Agency. Depending on the method you use to purchase […]

When shopping for retail shop insurance, the first thing to do is to determine what elements of an insurance policy you business will need. It is important to choose the right insurance policy for you. A wrong coverage could cause your business serious financial problems, including the possibility of having to pay a large amount. […]

Your homeowners policy protects against financial ruin if your home is damaged or destroyed. It can be frightening and stressful to find out your homeowners insurance has been cancelled. You might feel more confident managing your homeowners insurance by understanding the different types of cancellations and what to do in each case. Types of homeowner insurance terminations There are […]

Geico’s home-insurance comes from third parties. Customers will not know the company from which their homeowners policy comes until they receive a quote. This can lead to a confusing customer experience. Geico homeowners insurance customers may be eligible for a discount on car insurance if they already have an auto policy. About Geico home insurance While Geico […]

Public liability insurance is a blessing in disguise when it comes to times of crisis. In this instance, crisis refers to loss or damage to property or bodily injury to customers or third parties while they are within the business compound. Businesses that deal with large amounts of public movement are at greater risk. This […]

These invasive pests are unlikely to be covered by renters insurance. There are other options. According to HomeAdvisor, the cost of ridding your home of bedbugs could run from $300 to $5,000 depending on how severe the infestation is. Most tenants are unable to count on renters insurance to cover these costs. Is renters insurance able […]

Insurance companies have operating expenses, just like any other business, and want to make a profit. Insurance companies typically have an “expense ratio” of between 30-35% and claim handling expenses of about 10%. They would love to make a profit of 5-10%. The remaining 50% is for actual claim payments. The insurance company will charge […]

Asewer backup is when a waste line becomes blocked and wastewater backs up into your home. The United States According to the Association of California Water Agencies, more than 500,000 sewer backups occur each year. According to the Civil Engineering Research Foundation, sewer backups are growing at an average rate 3% per year. EPA estimates that between 23,000 and […]