Category Archives: Finance Guide

When you start a business, one of the first things you need to do is get your own insurance. But just how much does it actually cost? And what are the different types of insurance you may need? Read on to find out! What is an Insurance Quote? An insurance quote is a summary of […]

Before you purchase an insurance policy, it is a good idea to be familiar with the basics. These are the most important things anyone should know when purchasing an insurance policy. They cover almost everything in their lives: their house, car, lives, medical bills and pets. To reduce the stress of trying to find enough money to […]

Subcontractors typically aren’t required to obtain their own insurance policies; however, many clients require them to have liability and workers’ compensation coverage as a condition of doing business with them. It may be possible to add them as additional insureds on your general liability policy for specific projects; this option generally only allows for certain […]

There are many reasons you might be able to pay high premiums on taxi insurance. The industry assesses your risk objectively. The industry will make a final judgment about the required payments under the terms. These are just a few of the reasons you might still be paying high premiums, despite being safe. 1. You are too young to […]

When it comes to life insurance, there are a lot of options available to you. You can buy term life insurance, which will provide coverage for a set period of time. Or, you can buy an annuity, which will provide you ongoing coverage until you die. Which option is right for you? That’s a question […]

Business insurance protects your company against the financial impact of bodily injury or property damage claims related to daily operations. In some states, this coverage is legally mandated; other policies can help enhance credibility among potential clients or customers. If your company relies heavily on one key employee – say a chemist working on an […]

The type of mattress you are most likely to encounter at residential care is foam. They are advantageous because of their pressure region care capabilities and ability to adjust to varied conditions. But what precisely is a foam mattress, and how can you use one to guarantee your customers’ safety and overall health? Let’s check […]

Gap insurance can provide vital relief if you lease or finance an auto loan. In case your vehicle is totaled, this insurance will provide compensation equal to its actual cash value, rather than what remains due. Gap coverage provides protection for any gaps that exist between car insurance policies. You can purchase this coverage separately […]

As you may or may not know, employer provided health insurance is not taxable. This means that you are not required to include it on your income tax return and you don’t pay any taxes on it. In addition, it’s considered a fringe benefit for employees. If you’re wondering if employer provided health insurance is […]

My wife and I enjoyed wonderful holidays with our extended family. It was great to catch up with them and hear about their lives. We briefly spoke about their retirement income. They said that as long as they earn an average 8-9% return, their money will last forever. This reminded me of the fact that many retirees rely […]