Category Archives: Finance Guide

AM Best ratings may be mentioned when researching insurance companies. You may find particular rating information on a carrier’s website or in a review about a particular company. The AM Best rating scale does not provide much information about an insurance company, but it is more than just a letter grade. AM Best ratings are an industry standard […]

In 2019, there were 125 267 reported traffic accidents. Drunk driving and speeding were the most common causes of fatalities, accounting for more than 30% of all crashes. Insurance companies consider high-risk drivers who have had a DUI, multiple accidents or speeding tickets on the driving record. High-risk drivers in Pennsylvania typically pay higher rates and may not […]

Insurance is a complicated topic, and for many people it can be a daunting task to understand how to apply their policy when they have multiple policies from different insurers. When you have two policies, it’s important to know which one is primary and which one is secondary in order to ensure you are receiving […]

Ketamine is a medication that has been gaining traction recently, both in the medical and recreational worlds. It has been used to treat depression, anxiety, PTSD, and other mental health conditions. But does insurance cover ketamine? The answer may not be as straightforward as you’d think; it depends heavily on the type of insurance plan […]

Silent Hill 3 is an iconic horror game that has inspired countless others since its release in 2003. It follows the protagonist, Heather Mason, as she discovers the dark secrets of Silent Hill. But one of the puzzles players are met with when playing is the dreaded Life Insurance Room. This room is filled with […]

Medicare Part B is a federal program that provides health coverage to seniors, people with disabilities, and other qualifying individuals. It can be an invaluable resource if you are elderly or have a disability that requires you to access medical services. But what happens when you have private insurance? Do you still sign up for […]

Being a part-time employee can be difficult, especially when you don’t have access to the same benefits as full-time employees. One of the most important benefits is health insurance, but do part-time employees get health insurance at Rutgers? In this blog post, we will explore what it takes to qualify for health insurance as a […]

Health insurance is a necessary part of life, and most of the time, the primary health insurance plan takes care of all the medical expenses. But what happens when those medical costs exceed your primary health insurance coverage? That’s where secondary health insurance comes in. Secondary health insurance can be a great way to supplement […]

When it comes to buying a new car, there are a lot of questions that come up. One of the most common is whether or not you need to register the car before you can get insurance. It can be a tricky question because both registration and insurance are important steps in getting your vehicle […]

Car insurance can be a tricky business. You’re paying for protection and peace of mind, but when you don’t feel that your insurance company is giving you either, it can be very disheartening. If you are dissatisfied with your car insurance company, there are steps you can take to rectify the situation. From shopping around […]