Category Archives: Finance Guide

The coverage the insured can get varies from the minimum coverage provided by the S.G. Policy (Ships and Goods Policy), to the full protection of “All Risks whatsoever”. The S.G. Policy protects goods from damage or loss (total and partial) due to the perils of sea. The goods in transit are also exposed to additional […]

A company purchases insurance with the expectation that they won’t need it. When they do have to file a claim, they expect it to be handled smoothly. It is expected that legitimate claims will be paid and that bogus claims won’t. While most claims are dealt with without incident, there are some cases that we […]

In the old days, sailors used a term to describe a state where they were motionless and had no wind to propel them. Although you may have heard it many times, you probably haven’t thought of it in connection to disability insurance. Are you right? Here’s your wakeup call: It is time to THINK! A staggering 30% of […]

Insurers’ premiums are often the biggest business expense for contractors. So it stands to reason that contractors who are successful should try to reduce their insurance costs as much as possible. It is possible to do this in many different ways. Some methods are simple, such as price shopping to find a policy. Other techniques, […]

Geico is a 1936-founded company that holds 13.54% market share. Geico offers a wide variety of insurance products and has 16 million customers in the United States. The company’s headquarters are in Chevy Chase, Maryland. It has been a Berkshire Hathaway subsidiary since 1996. Farmers Insurance is a Los Angeles-based insurance company that was established in 1928. With 3.98% of total market […]

Below are some benefits and drawbacks to mutual funds. Each investment has its benefits and drawbacks. But, it is important to remember that certain characteristics that affect one trader might not be relevant to you. Your specific circumstances will determine whether a particular feature is beneficial to you. Mutual funds can be a profitable investment option for […]

Idaho’s average car insurance cost is among the lowest in the country, despite a 12.4% rise in car accidents within the Gem State. The 2021 quoted premiums show that Idaho drivers pay $307 per year for minimum coverage and $1045 for full coverage. This is significantly less than the national averages of $258 and $629. This could be partly due to […]

It is not enough to just work hard to meet your financial needs. Your money must work for you. You can create wealth through investing in the right investment opportunities. This is a key factor in financial security. Although there are many investment options available, none of them can offer the flexibility and potential that Mutual Funds provide. Mutual […]

Allstate ranks fifth in the U.S. in terms of market share, at 4.73%. Since 1931, it has been selling auto insurance policies. It now offers a wide range of products including identity protection and auto insurance. Allstate boasts more than 12,000 agents across the U.S., and has pioneered innovative programs such as the Drivewise telematics program that saves […]

It is common for Indians to migrate to the west. Many of these Indians dream of returning to their homeland, since they have dependents there. If this is the case, it’s a good idea to look into India for investment opportunities. NRIs are also investing in Indian real estate. NRIs have been investing in mutual funds for several years […]