Category Archives: Finance Guide

Gap insurance or guaranteed asset protection helps bridge the gap between your car’s current value and what is owed on its loan if it gets totaled or stolen, providing protection at a nominal annual cost. Many auto insurers now include gap coverage as part of their policy packages for added peace of mind. But is […]

Long term care insurance provides protection for savings and assets against future long-term care costs, potentially eliminating the need to tap other resources such as home equity or rely on government programs like Medicaid. However, some may view long term care insurance as an ineffective investment. Let’s explore this topic further. It’s Too Expensive Long […]

Decreasing term insurance provides an innovative solution for meeting their financial obligations while remaining cost-effective and affordable. Compared with level term policies and permanent life policies, decreasing term is often cheaper. Bankrate’s insurance editorial team can help you decide whether decreasing term insurance makes sense in your situation. First, let’s examine which policy components decrease […]

Social media for insurance is more than 100 years old. It is a natural selling method to use insurance social media networking online to increase sales connections. You will be amazed at how media networking has become so simple and effective. Since the beginning of the century, agency managers have advocated the use of insurance social media […]

In the past ten years, insurance customers have been asking whether a financial advisor they’ve had before is an expert or if it’s a fraud. Learn how to distinguish a fake financial advisor from an expert. It’s like having your surgery performed by a meat butcher rather than a licensed surgeon. If new doctors were allowed to […]

What is car insurance? What is an auto insurance policy? Your passengers and you will be covered by your auto insurance company in the event that an accident occurs. You can choose the amount of coverage you want. Is the company responsible for any damages to your property? Is the company responsible for all passengers […]

Use killer insurance selling phrases to persuade your prospect to buy your product. This leads to more leads being converted and closes more sales. These are 37 powerful lead-in selling phrases that will attract and lure buyers to insurance. You can instantly close more sales, which is ammunition for stopping the competition. Key phrases for selling insurance shows […]

A friend of mine was late to school one morning. His wife wasWhile he was preparing breakfast, he took out his notebook and laptop.He reached for the books he needed to get through school that day and took them out. He zipped upHe grabbed his bag and ran outside to heat the car. It turned […]

Agents and financial advisors spend most of their time putting out fires, rather than running and growing their business. They haven’t made any progress towards achieving their goals. Because… They are working IN their business, not ON it! Unfortunately, most agents only make a small fraction of their potential income because they spend their time doing […]

Many consumers don’t know what insurance companies look at when calculating the premium amount for car insurance. Believe it or not, auto insurers do not simply pull up your auto insurance rates from thin air. You can get the best insurance rates by learning about the factors that may affect your premium. Also, how to […]