Category Archives: Finance Guide

Morality is often described as a social system of rules that allows people to resolve disputes rationally and without resorting to force. This allows the relationship affected by the dispute to endure and perhaps even thrive. Most disputes revolve around who has the right to what goods. Therefore, morality is based on the pursuit of goods […]

Small and medium-sized insurance agencies should invest in press releases. This implies that large agencies already invest in this important marketing activity, which is a fair conclusion. Are large brokers aware of something that smaller agencies don’t? Today, news releases are also known as press releases. They offer many benefits to agencies in the marketing of insurance. There are […]

In the past, insurance telemarketing was just as effective as direct mail. But that was more than ten years ago. Are you still trying make a living believing what worked back then must work now? Many misleading articles make it sound easy for agents to pick up the phone and handle objections. These reports were buried in […]

Owning a car is not just about filling it with gas and driving to where you want. Routine maintenance is essential if you want your car to last. A log of your car maintenance intervals will help you stay on track and keep your car in good condition for many years. It will be easier to track issues […]

Clients will be loyal to you if you provide exceptional service that exceeds or meets their expectations. Consistent is the key word. It means that you have to do it every client who does business with your company. Agents have difficulty meeting or exceeding their clients’ expectations. For those few agents who do manage to meet clients’ expectations, […]

How do you get started if you’ve decided to become a professional Property/Casualty insurance agent? These are the steps: * Get a Broker/Property/Casualty agent license. You will need to obtain your license from the state where you live. Insurance is state-regulated. Schools are available that offer the required continuing education hours to obtain your license. These schools often offer preparation […]

The personal liability coverage in your renters policy pays for damage you cause to other people or their belongings. The key takeaways Renters liability insurance covers you in the event that you cause injury to another person through negligence or an accident. If you are sued in a case involving accidents at home or dog […]

An insurance agent can prove to be an invaluable asset for consumers when they’re looking for the right policies for their family, or when they have to file a claim due to an insurable event. Many consumers are unaware that there are two types of insurance agents available: independent and captive agents. Below is a description of […]

Private insurers offer Medicare Advantage Plans as an alternative to Original Medicare. Here are some tips to help you shop. Although you may have heard about Medicare Advantage Plans (or how they fit in the Medicare universe), do you know how to get one? Medicare Advantage Plans can be described as an “all in one” option […]

Speeding tickets may not seem like a major issue to many drivers but it is an offense that can have serious consequences for your car insurance policy in Illinois. In 2018, speeding was responsible for 33.7%, 36.1%, and 38.2% respectively of all crash-related injuries in Illinois. Drivers who drive more than the speed limit by even one […]