Category Archives: Finance Guide

Auto insurance is required in most US states. However, it’s not cheap. California created the low cost automobile insurance program to ensure low-income drivers are covered. CLCA insurance is not like regular car insurance policies. It has low coverage limits and restrictive eligibility. Only California drivers can apply. This insurance is designed to help motorists be financially […]

Iowa Farm Mutual Insurance Company was established in Des Moines, Iowa, in 1939. The company initially sold insurance for farmers and liability. The company grew rapidly and opened new offices in other states. It expanded its insurance product range to include coverages for cars and homes as well as life, business, and health. Farm Bureau Financial Services is […]

Landlord insurance is a special type of insurance that property owners who rent out apartments or condos to tenants must have. Traditional homeowners insurance does not cover rented spaces and only covers the owner-occupied property. It is crucial to understand landlord insurance and the coverage it provides if you have rental properties. Insurance for landlords Landlord […]

When deciding on how much auto insurance to purchase, it is important to consider car insurance laws. Car insurance laws can be complex and sometimes difficult to understand. Drivers who do not follow the law could face severe penalties. Knowing the laws of Texas can save you money, time and headaches when you’re getting ready to […]

Certain events can have a profound impact on our lives, such as marriage or having children. These events often lead to changes in your insurance requirements. Insurance sales opportunities also exist for special dates such as birthdays and anniversaries. These events have a special meaning to us and we feel emotionally connected. These 6 occasions will remind us […]

Many consumers aren’t content to pay a lot of money for car coverage. They want to know if they can afford monthly car insurance. Long ago, auto insurers discovered that consumers are more likely to purchase a policy if they can afford their car insurance monthly and quarterly than if they have to pay the entire premium […]

Even if you have a clean driving record it can be difficult to get cheap car insurance. In fact, many insurers will turn down drivers with tickets or violations. In most states, you must have at least one form of auto insurance in order to be legally able to drive. This applies regardless of your driving […]

Most people have heard that a new car is worth less the first time it leaves the lot. This simplified explanation of “vehicle deduction” is not the best. If you finance a vehicle, it could be worth less than the vehicle’s depreciated value. This isn’t a problem for Massachusetts drivers, who would rather own a new car. However, […]

State Farm policies and products differ from Safeco. Safeco was established in Seattle in 1923 as the General Insurance Company. It was then bought by Liberty Mutual in 2008. According to yougov, Safeco has the highest popularity among millennials. Safeco was created to offer the highest level of service via the mobile app, website, or independent agents. State Farm is the […]

A million dollars may seem like a lot to most people. A million-dollar life insurance policy might be the best option if you’re thinking of purchasing life insurance. To determine if you require that much protection, you will need to review your current and future debts. It can be a worthwhile time-saver in the unlikely event you […]