Category Archives: Finance Guide

21st Century Insurance Review: Car & Home

21st Century Insurance is a small insurance company that serves California and Hawaii. It is well-known for its quick claim turnaround and excellent customer service. While most business is conducted online or by phone, policyholders can access 24/7 claims coverage through the Farmers Claim Services. 21st Century also offers homeowners, flood, and life insurance. car insurance however, is their bread-and-butter. […]

PIP in Massachusetts

Car insurance is essential for being a safe driver as well as protecting your finances in the event you are involved in an accident. Your agent might ask about your PIP coverage if you are looking to purchase a policy or file a claim. Your Massachusetts auto insurance policy must include personal injury protection or PIP insurance. Here’s a quick […]

AXA Equitable Life Insurance Review

The Equitable Life Assurance Society of the United States was established in 1859. AXA acquired Equitable Life Assurance Society in 1991. In 2004, the company was renamed AXA Equitable Life Insurance Company. Equitable was officially rebranded by AXA in 2020 after it diverged from AXA. Equitable has been a pillar in the American life insurance industry for many […]

Securian Financial Review

Securian Financial was originally founded as Minnesota Mutual in 1880. The company was rebranded in 2001 as Minnesota Life Insurance. Fast forward to 2018, Minnesota Life Insurance adopted the name of Securian Financial, its parent brand. Securian Financial, the 8th biggest life insurance company in America, is currently the 8. It has more than 21 million customers across […]

The Making of a Multi-Million Dollar Insurance Salesperson

Every salesperson or agent dreams of becoming a millionaire. One individual was able to become a multi-millionaire insurance salesperson. Half of the insurance agents who are recruited make less than $50,000 before they can start a business. How do you make a million bucks? Particularly if your job involves selling insurance. It wasn’t by working 70 hours per week. I […]

Does car insurance cover hurricane damage?

2017 Hurricane Harvey caused the destruction of over 1,000,000 vehicles in Texas and other neighboring states. Each year hurricane season causes more damage to property and vehicles. Storm surges and flooding are common with hurricanes. In 2020, it was estimated that more than 446,000 flood-damaged vehicles were on roads. You may feel more at risk if your home is near the coast […]

Life insurance medical exams

Are you ready to purchase life insurance? You might need to take a medical exam before you can buy life insurance. This will allow the insurer to estimate your life expectancy, and to determine your rate. Underwriting is a process by which life insurance companies determine the risk of you having to pay out your policy. They consider […]

American Modern Insurance Review: Home & Car

American Modern Insurance was established in 1965. It was the first company to specialise in mobile home insurance. The company started selling home and car insurance several decades later. The company currently offers policies in all 50 US states and Washington, D.C. American Modern Car Insurance American Modern does NOT offer standard auto insurance. The company is a specialist […]