Category Archives: Finance Guide

Apexm is a pelvic muscle stimulation device designed to decrease stress urinary incontinence by strengthening muscles in your groin area and reduce stress urinary incontinence. Medicare covers this device if prescribed by a doctor as medically necessary and purchased through an in-network provider. Property Coverage Insurance from Apex Risk provides customized coverage options and expert […]

If you need affordable life insurance protection over an extended period, such as until your children are grown or your mortgage has been paid off, consider purchasing a 20-year term policy. Learn about its coverage quickly and receive a free quote within minutes! Term policies provide temporary coverage that only pays out death benefits if […]

Most physical therapists opt to purchase their own insurance as an added layer of security and peace of mind. This could be either an addition to their employer’s plan, or entirely separate one altogether. Malpractice insurance can protect physical therapists against potentially costly claims of malpractice; however, other forms of liability coverage can help safeguard […]

Homeowners insurance costs less when your house is more recent or features such as smoke detectors and security alarms are installed. Also, insurers view you as less of a risk and often provide discounted rates accordingly. Some homeowners can save by bundling auto and home policies together, or raising their deductible. Cost Homeowners insurance protects […]

Mapfre Insurance, the largest provider of homeowners and car insurance in Massachusetts where it is headquartered, is Mapfre Insurance. Mapfre Insurance was founded in 1972. It now has 14 states and sells a wide range of insurance policies. Mapfre’s core products are auto and home insurance. Continue reading to learn more about Mapfre Insurance. Mapfre auto insurance Mapfre’s auto […]

Understanding how claims might be settled is crucial when you have car insurance. This information will help you choose the best policy for you and help you to set realistic expectations in case you need to file a claim. This is especially important for classic and antique cars because insurance may work differently for them. Car insurance policies […]

We tend to think of flooding in southern states like Florida and Louisiana when we think about it. FEMA says that 99% have been affected by major flooding in the United States in the last 20 years. Flooding can cause water damage to New Jersey residents. Flood coverage is often not included in standard homeowner’s insurance policies. Residents should make sure they […]

Perhaps you’re just like me After 24 years in insurance, I feel like I have been following a Unicorn all my life. Is there a Ultimate Insurance Marketing System? Is it possible for it to exist? What would it look like if it existed? What would it do? It would have to be absolutely amazing if you were going to […]

Most states require liability insurance only to protect others from any damage you may cause behind the wheel. However, liability minimums are not the only coverage you need. Leasing or financing a vehicle will require that you have full coverage, which includes comprehensive as well as collision coverage. Most insurance companies offer collision coverage as an additional coverage. Although collision insurance […]

An life-insurance retirement plan (LIRP) can be a great complement to traditional retirement savings such as IRAs and company-sponsored retirement plans. This plan is not subject to the same distribution restrictions as qualified plans and IRAs. An LIRP cannot replace traditional ways of saving for retirement but it can offer substantial benefits if used properly. Life Insurance Retirement Plans Explained […]