Category Archives: Finance Guide

Is your business able to offer products or services to customers who visit your establishment regularly? If you answered yes to this question, then you need to answer the following question. Is your public and products liability insurance in force? If your answer is no, then you should learn more about public and products liability […]

Mutual funds invest money from all investors in different securities such as stocks, bonds and money market instruments. They also invest in international securities. Mutual fund investments can be subject to various risks such as market movements, corporate earnings and domestic and international liquidity. Individual stock movements are also possible. mutual funds returns are volatile over the […]

Buying a home is one of the most significant investments you’ll ever make, and it’s essential to understand all the costs involved. As you navigate through the process, you may come across terms like mortgage insurance and PMI. While these two phrases sound similar, they’re not quite interchangeable. In this blog post, we’ll dive deeper […]

Check your wallet if you are looking to travel without a passport. It may be necessary to exchange your old, ruined driver’s license with a new one that is enhanced with a star that allows for you to board a plane. Real ID is a driver’s licence that can be used to prove federal identity. States […]

Let’s take a look at the most important things we use every day. Our mobile phone will be one of the top five most essential daily utilities. We can’t imagine a day without our mobile device. It supports a regular lifestyle and keeps people connected with the rest of world. It is easy to see […]

Both saving and investing are important concepts to build a solid financial foundation. However, they are not the same thing. Both can help you build a better financial future. However, it is important to understand the differences between investing and saving . The most important difference between investing and saving is the risk you take. Savings typically […]

Are you planning to buy life insurance but don’t know where to start? It’s an important decision that requires careful consideration. With so many options available, it can be overwhelming to choose the right policy for your needs. That’s where a buyer’s guide comes in handy! In this blog post, we’ll explain what a buyer’s […]

Culture and process first; then technology Technology is helping independent insurance brokers and agents gain efficiencies. Vendors and carriers are implementing real-time communications to increase efficiency. With so many processes automated and keystrokes eliminated it is a great time to reflect on the true value of an independent agent. This value revolves around sales. Without a sale, […]

Time and time again, the federal government has imposed the requirement that you have valid insurance coverage. These ideas can help you save a lot on your renewal premium. You are eligible for a No Claim Perk if you have a year of no claims. This is due to your outstanding driving skills. Our company believes that […]

Split-dollar life insurance is a great benefit and estate planning tool. Here are the facts. Split-dollar insurance is a contract between two parties that shares the benefits and costs of a permanent insurance policy. Split-dollar plans are often between employees and employers. The executive compensation package will include the split-dollar plan. These packages became less common after a […]