Category Archives: Finance Guide

Both saving and investing are important concepts to build a solid financial foundation. However, they are not the same thing. Both can help you build a better financial future. However, it is important to understand the differences between investing and saving . The most important difference between investing and saving is the risk you take. Savings typically […]

Are you planning to buy life insurance but don’t know where to start? It’s an important decision that requires careful consideration. With so many options available, it can be overwhelming to choose the right policy for your needs. That’s where a buyer’s guide comes in handy! In this blog post, we’ll explain what a buyer’s […]

Culture and process first; then technology Technology is helping independent insurance brokers and agents gain efficiencies. Vendors and carriers are implementing real-time communications to increase efficiency. With so many processes automated and keystrokes eliminated it is a great time to reflect on the true value of an independent agent. This value revolves around sales. Without a sale, […]

Many mortgage lenders require homeowners insurance. Numerous states require truck and car insurance. No one needs umbrella insurance. An umbrella policy is not sold by insurance agents. You will need to bundle it with your auto and house insurance. Contact us to get it. Umbrella insurance protects you against liability that is greater than your car insurance and property […]

Are you considering living off the grid? Perhaps you’ve already taken the plunge and are enjoying the freedom and self-sufficiency that comes with it. However, one question that often arises is whether or not your off-grid home is covered by insurance. After all, unexpected events can happen even when you’re living a sustainable lifestyle in […]

Agents are required to gather all information about the insured risk in order to fulfill their fiduciary obligations to clients. This involves asking several questions about the characteristics of the risk against which the insured wishes to obtain insurance. The agent must translate all the information to the underwriter for the carrier to which they wish to […]

How long can you stay on your dad’s or mom’s insurance? A young person can generally stay on 0 parents’ medical insurance until they turn 26. There are exceptions. Many 20-somethings have been able to stay covered by the Affordable Health Act (ACA) without having to pay high premiums or continue to be insured until they turn 26. […]

Illegal entry into our homes is perhaps the most intrusive and offensive personal violation. Formally defined as “unlawful entry of a structure to commit a felony or theft“, there are over 1 million burglaries in the U.S. each year, according to the FBI. According to the FBI, there is a burglary every 26 seconds. Top 10 statistics […]

Are Insurance Agencies supposed to offer the best products and services their clients deserve and need? Since hundreds of years, insurance agencies have offered many types of insurance plans and policies that were greatly needed. There is an enormous $15- $25 billion market that is available for agents and insurance companies. Professional sales people can also take advantage of […]

Each state has its own personality, just like insurance marketing agencies. Analyzing data about insurance states can reveal where it is easiest to sell insurance. This guide will show you where the best insurance agencies are able to obtain general insurance brokers. Many states have a lot of brokers and agents that are friendly and open to […]