Category Archives: Finance Guide

Cash Value Life Insurance Policy is good or bad?

When you think about purchasing life insurance, “Cash Value” sounds great. However, you will need to carefully analyze the pros and cons of a cash-value policy. The term “cash value” refers the savings component of permanent insurance such as universal and whole life insurance. These policies are priced at a cost that covers lifelong insurance and the […]

What Is A Major Difference Between Private Commercial Insurers And Hmo’s?

Are you confused about the different types of health insurance available? Do terms like “private commercial insurer” and “HMO” leave you scratching your head? Don’t worry, you’re not alone. With so many options out there, it can be overwhelming to decide which type of insurance is right for you. In this blog post, we’ll break […]

Tax Implications Of Working Remotely From Another State

As the coronavirus pandemic spread, large numbers of workers switched to working from home. COVID-19, which continues to plague our country, will continue. Many employers have announced plans to allow employees to work remotely permanently. According to self-reported data, employees are not only supportive of the move but also happy with it. According to McKinsey‘s recent research, 80% […]

Michigan No-Fault Auto Insurance Reforms

If passed, HB-4936 would reform the Michigan No-Fault Auto Insurance Law that was created in 1970. The current No-Fault law requires that all Michigan auto insurance policies include Personal Injury Protection. PIP has many provisions. These include unlimited medical benefits, up to 15% of lost income from work, and a maximum monthly amount. Michigan is […]

Essential Tips for Teen Driving

Teen drivers, particularly those between 16 and 19, are responsible for more accidents than other age groups. This sad situation is made worse by the fact parents don’t carefully give driving privileges to their children. Recent stats also show no reversal in this tragic trend. The good news? Most auto accidents involving teenagers can still […]