Category Archives: Finance Guide

The traditional insurance business model has been remarkably resilient for years. As emerging technologies transform the way people interact with businesses, and the delivery of products and services, traditional insurance is starting to feel the digital effects. Blockchain is one of these emerging technologies. Companies such as Enterprise and IBM have implemented blockchain strategies that have helped push […]

If you’re like most people, you want the best for yourself and your family. And one of the best ways to do that is to have health insurance. Unfortunately, not everyone can afford coverage on their own. That’s where government assistance comes in—free health insurance for those who need it. In this blog post, we […]

Your home insurance policy can be densely written with legalese and industry jargon. However, it is not something you should ignore. The words on your policy can make all the difference in whether you are fully covered or have to spend thousands of dollars to fix your home. Here are some key terms you should look […]

You want to be a responsible homeowner and protect your largest financial investment. This almost always means that you should have homeowners coverage from an reliable company. This policy will provide financial protection for your home against a wide range of perils. Homeowners often assume that their homeowners insurance policy covers water damage and that floods are covered. This is false. This is because […]

When you have a new baby, there are so many things to think about—from what to name them to whether or not to pack their diaper bag. But one question that many parents don’t even consider is whether or not their newborn baby needs dental insurance. The short answer is: It depends. If your baby […]

This insurance does not replace life insurance and covers most accidental deaths or injuries. In the event that you are seriously injured or die in an accident such as a car accident, accidental death and dismemberment insurance will kick in. Unfortunately, accidents do occur — they are the third leading cause for death in the United […]

Term life insurance is a great option for providing substantial insurance coverage, but only for a short time. Nearly all major life insurance companies sell term life policies to offer greater protection in specific circumstances. Young families with children may find term attractive because of the low cost and the large death benefit that the beneficiaries receive in […]

Is Medicare covered for dental implants? Original Medicare does not offer dental coverage. Part A (hospital insurance), and Part B (medical Insurance) do not cover it. While most Medicare Advantage plans (MA) offer some dental coverage, not all plans cover dental implants. Dental implants are part of the prosthodontics branch of dentistry. This includes the creation, manufacturing, and fitting […]

Many people consider driving a necessity in their daily lives. Even in these hectic times, commutes remain a major factor. Many of us now find ourselves regretting the daily commute and wishing we had a reason to leave the house. Covid-19 had a significant impact on many aspects of our “normal” life. Drivers were forced to reevaluate […]

Are you looking for a retirement plan or a new investment? First, you need to understand that a 7702 plan doesn’t really fall under this category. A tax-advantaged policy for life insurance is the 7702. Although some types of life insurance can be used to invest or retire, the primary purpose of life insurance should be to protect […]