Category Archives: Finance Guide

You can purchase health insurance for yourself and your dependents. If you are an employer, you can also provide coverage for their dependents. Before you finalize your purchase of a family plan for your dependents’ health insurance, make sure they are eligible. Taxes & insurance for dependents Healthcare.gov states that if someone can be counted as […]

It is possible to get cheap auto insurance without any hassle. It is possible! You can save hundreds of dollars on your insurance premiums by using the internet in today’s busy world. Although it is possible to get cheap auto insurance from a reputable insurance company, many people waste millions of dollars every year on unnecessary auto insurance. […]

You may have seen Standard & Poor’s (S&P), or read about financial products such as insurance in the local newspaper. It is crucial for consumers to know the company and its rating system in order to make informed financial decisions. Financial professionals highly value S&P’s business intelligence, which is the result of extensive data-driven research. Understanding Standard […]

Many people consider driving a necessity in their daily lives. Even in these hectic times, commutes remain a major factor. Many of us now find ourselves regretting the daily commute and wishing we had a reason to leave the house. Covid-19 had a significant impact on many aspects of our “normal” life. Drivers were forced to reevaluate […]

Are you looking for a retirement plan or a new investment? First, you need to understand that a 7702 plan doesn’t really fall under this category. A tax-advantaged policy for life insurance is the 7702. Although some types of life insurance can be used to invest or retire, the primary purpose of life insurance should be to protect […]

Flood damage isn’t covered by homeowners’ insurance, so many New Yorkers must purchase separate coverage to protect themselves against flood risk. This is particularly applicable when purchasing property located within high risk flood zones. Under federal rules, mortgage lenders must require people buying property in high risk areas to purchase flood insurance before closing on […]

There are many types of insurance licenses available depending on what type of insurance the agent (potential or already established) wants to sell. After paying a fee, and passing a licensing exam, each state issues insurance licenses. Licenses can be obtained for homeowners and property lines, as well as casualty. Agents can also obtain an insurance license to […]

Brockton residents are legally required by law to have car insurance. This protects you from financial and legal responsibility in the event that an accident occurs. In 2020, there were 100,578 vehicle accidents in Massachusetts, including 24,642 that resulted in injuries. Brockton’s average annual car insurance cost is $908 for a minimum coverage policy. Full coverage policies are […]

Water damage is among the primary reasons homeowners file an insurance claim. Burst pipes typically fall under dwelling and personal property coverage on homeowner policies. Flood insurance covers damage directly caused by flooding; thus it only addresses direct impacts such as broken pipes. So does flood insurance cover broken pipes? Flood insurance does not cover […]

All states in the United States, with the exception New Hampshire, require drivers to have liability insurance to legally drive. Although collision and comprehensive coverage is optional for nearly all drivers, they are available. Collision coverage Collision covers damage to your vehicle that results from collisions with objects (e.g. a telephone pole or guard rail, a […]