Category Archives: Finance Guide

A standard auto policy will include property damage liability as one of the coverages. The majority of states in the U.S. require drivers to have at least some coverage for property damage liability before they can drive legally. Property damage coverage is an integral part your car insurance policy. “Property Damage Liability Coverage is required whenever there […]

Flood insurance can be purchased separately from homeowners insurance. It is usually purchased through the Federal Flood Insurance Program (NFIP ), but more private options are available. Flood insurance is just part of Massachusetts life. Massachusetts is constantly flooded by floodwaters. It’s important to learn how flood insurance works, what it costs, and how to file a claim in […]

When you’re planning your international student move, one of the first things you need to do is find the right insurance company. After all, who wants to deal with anything unpleasant when they’re trying to relocate? Unfortunately, not all insurance companies are created equal, and this can affect your entire experience as a foreign student. […]

However, temporary coverage may still be available through non-owner policies, rental cars or being added as a driver onto another person’s policy. Temporary car insurance should only ever be purchased under special circumstances; otherwise it may be more economical and efficient to simply buy an annual policy and cancel it when no longer necessary. Renting […]

You may be unable to find homeowners insurance in an area that is prone to fire. Consider looking at surplus line carriers, private carriers or the state’s plan. It can be difficult to find homeowners insurance in areas where there are frequent fires. In West Coast fire-prone areas, some insurers have stopped renewing or cancelling policies. It […]

If you’re an adult with a house, a spouse, kids, or any financial liabilities, and you should consider buying a life insurance policy. You won’t need to worry about what financial burden your loved ones will inherit if you die suddenly. Here at The Simple Dollar, we’re a big fan of term life insurance since it’s affordable to purchase and […]

Graduate students might experience financial stress, regardless of whether they work part-time or full-time. Although you have faith that the hard work you put in now will pay off when you receive your degree, money can be tight. Life insurance for graduate students is often a low priority. Although you might not need life insurance as a […]

For many people, Uber is one of the most convenient and affordable ways to get around town. But what many people don’t realize is that Uber drivers are not insured by the same standards as traditional taxi drivers. This may not be a problem in most cities, but it’s something to keep in mind if […]

Life insurance proceeds generally don’t pass through probate as they are distributed directly to their designated beneficiary who considers it theirs. But in instances in which a policy beneficiary has died or been lost to us, does that alter how our life insurance payout is distributed? What is Probate? Probate is the legal process wherein […]

Although turning 21 is a great time in your life, it can also be a difficult time when it comes car insurance. Although you may have been driving for several years, your car insurance rates are likely still higher than average. If you are searching for the best car insurance for 21-year-olds, Bankrate’s research may help you. The average premium information […]