Category Archives: Finance Guide

It is possible to get cheap auto insurance without any hassle. It is possible! You can save hundreds of dollars on your insurance premiums by using the internet in today’s busy world. Although it is possible to get cheap auto insurance from a reputable insurance company, many people waste millions of dollars every year on unnecessary auto insurance. […]

You may have seen Standard & Poor’s (S&P), or read about financial products such as insurance in the local newspaper. It is crucial for consumers to know the company and its rating system in order to make informed financial decisions. Financial professionals highly value S&P’s business intelligence, which is the result of extensive data-driven research. Understanding Standard […]

Many people consider driving a necessity in their daily lives. Even in these hectic times, commutes remain a major factor. Many of us now find ourselves regretting the daily commute and wishing we had a reason to leave the house. Covid-19 had a significant impact on many aspects of our “normal” life. Drivers were forced to reevaluate […]

Are you looking for a retirement plan or a new investment? First, you need to understand that a 7702 plan doesn’t really fall under this category. A tax-advantaged policy for life insurance is the 7702. Although some types of life insurance can be used to invest or retire, the primary purpose of life insurance should be to protect […]

There are many types of insurance licenses available depending on what type of insurance the agent (potential or already established) wants to sell. After paying a fee, and passing a licensing exam, each state issues insurance licenses. Licenses can be obtained for homeowners and property lines, as well as casualty. Agents can also obtain an insurance license to […]

Brockton residents are legally required by law to have car insurance. This protects you from financial and legal responsibility in the event that an accident occurs. In 2020, there were 100,578 vehicle accidents in Massachusetts, including 24,642 that resulted in injuries. Brockton’s average annual car insurance cost is $908 for a minimum coverage policy. Full coverage policies are […]

All states in the United States, with the exception New Hampshire, require drivers to have liability insurance to legally drive. Although collision and comprehensive coverage is optional for nearly all drivers, they are available. Collision coverage Collision covers damage to your vehicle that results from collisions with objects (e.g. a telephone pole or guard rail, a […]

If you are unable to pay your bills, purchasing life insurance can be a great way of providing financial protection for your loved ones. Term life insurance is a cost-effective option that provides coverage for a limited time. Every person’s financial situation and life insurance needs are different. Therefore, the coverage required will vary. Buying term life […]

In response to rising costs of health care, premiums for health insurance have increased dramatically in the last decade. Obamacare, also known as the ACA, has made health insurance more accessible for Americans. It created “exchanges” or health insurance marketplaces and provided subsidies to those with lower incomes. However, most middle-class Americans don’t qualify for subsidies. It […]

A standard auto policy will include property damage liability as one of the coverages. The majority of states in the U.S. require drivers to have at least some coverage for property damage liability before they can drive legally. Property damage coverage is an integral part your car insurance policy. “Property Damage Liability Coverage is required whenever there […]