Category Archives: Finance Guide

People who live on the edge must ensure they have sufficient life insurance to cover the possibility of losing their lives. When granting coverage, the most important factors that underwriters consider are the individual’s profession and hobbies. Premiums may be increased if an applicant poses a greater risk to the carrier. A renewal could result in an applicant […]

State Farm RV insurance provides protection for your mobile home against unexpected roadside and off-road dangers, liability protection for those using their RV as their primary residence, as well as personal articles coverage to shield any belongings you keep inside your camper or motorhome. Comprehensive Coverage State Farm RV Insurance provides comprehensive protection for your […]

For a $250,000 home, the average home insurance premium in Boston, Massachusetts is $1,481. This is equal to the U.S. average of 1,477 and slightly higher than the $1,258 annual average for the whole state. Boston is known for being a city that rents. Only 35% of all housing units owned between 2015 and 2019. For the same period, the […]

Insurance has been difficult to do. It’s a delicate balance between what you want, what you can afford, as well as what you can leave behind by not having it. This is an important line to keep in mind. Insurance is not something that anyone should have to pay for, at least until they want to. It is […]

Many older adults rely on their personal funds or savings for long-term care costs, supplemented by purchasing an insurance policy or certificate that will provide additional funding. To protect benefits, it’s essential that home care providers maintain consistent documentation and that any changes in functioning are communicated to long-term care carriers as this will assist […]

According to the Insurance Bureau of Canada auto theft causes a $35 rise in premiums for each policyholder. Another $1 billion annually is spent on court proceedings and policing costs. The problem is affecting everyone, even though the resulting costs may not be obvious. Many consumers don’t know how auto insurance adjusts their rates to reduce loss. This […]

Last week, I was playing golf and something caught my eye that inspired me to write this article. The ninth tee was my destination. There was a bench that you could use to rest your tired bones and help you analyze your game. It was simply turning up at the course. On this bench, however, was a […]

As of April 2022, Costco no longer provides member dental coverage through Manulife; however, their employees still benefit from dental protection through them. Coverage includes basic procedures such as routine dental cleanings, exams, and x-rays to address common problems at an early stage and prevent further complications. Basic Coverage Costco Dental Insurance plans provide members […]

You can have life insurance, car insurance, and homeowners insurance. However, none of these policies will provide any assistance in a crisis. My friend, you may believe that you are protected for every possible scenario.The most important insurance you have is gone. This is your survival insurance. You can only rely on yourself in emergency situations. You and I […]

Will wisdom teeth removal be covered by medical or dental insurance depends on your policy and insurer, so it’s essential that you carefully review their terms and requirements, such as pre-authorization or referral needs. Work with providers within your network for lower out-of-pocket costs and consider working out a payment plan with them to make […]