Will I Get Penalized For Not Having Health Insurance? Healthcare is one of the most important aspects of our lives, and it’s no wonder that so many people are scrambling to secure coverage before the Affordable Care Act (ACA) goes into effect next month. But even if you have health insurance, is it a good […]
Category Archives: Finance Guide
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Nov
Nov
In today’s world, it’s practically impossible to go a day without seeing at least one advertisement for some type of insurance. And whether you need car insurance, homeowners insurance, or life insurance, chances are you’ve been asked to write a letter of recommendation. If you’re not familiar with what it takes to write a letter […]
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Nov
Nov
When you’re looking to buy health insurance, one of the first things you might do is compare prices and benefits. But what about the penalty for not having health insurance? In this blog post, we will discuss the penalties for not having health insurance and how to avoid them. From notices you may receive to […]
17
Nov
Nov
Car insurance is a necessary evil, but claims can add an extra layer of complexity and cost. Do making a claim increase car insurance rates? In short, the answer is no. In fact, making a claim may actually save you money in the long run. This is because insurers use claims data to determine how […]
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Nov
Nov
Do you feel like you might never work again? That’s not a far-fetched thought, considering the alarming rate of disability in the United States. According to the National Institutes of Health, one in five Americans suffers from a long term disability. That’s a lot of people who can’t go back to their old lives and […]
17
Nov
Nov
What Does Eye Insurance Cover? When it comes to health and safety, you can never be too sure. That’s why it’s important to have comprehensive health and safety insurance that covers everything from workplace accidents to eye injuries. In this blog post, we’re going to explore what eye insurance covers and what you need to […]
17
Nov
Nov
Tax season is a time of year that can be quite anxiety-provoking for many people. Not only do you have to worry about whether or not you’re going to get a good return on your investments, but you also have to worry about how much money you’re going to have to spare come April. One […]
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Nov
Nov
America is a nation of pet owners. In fact, there are more pet owners than people in some parts of the country. And, with that comes many responsibilities—not the least of which is ensuring that pets have insurance. Pets can often be considered members of the family, and it’s important to make sure they are […]
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Nov
Nov
Dental and vision insurance premiums are usually not tax deductible. They are considered medical expenses and as such, they are claimed as itemized deductions on your tax return. This means that you can claim the entire premium as a deduction, rather than just the portion that exceeds 7.5% of your adjusted gross income (AGI). There […]
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Nov
Nov
Buying health insurance is one of the most important financial decisions you’ll ever make, and it’s something you should do as soon as possible. That said, it’s not always easy to know what you need to do in order to apply for health insurance. In this blog post, we will walk you through the process […]