Category Archives: Finance Guide

In response to rising costs of health care, premiums for health insurance have increased dramatically in the last decade. Obamacare, also known as the ACA, has made health insurance more accessible for Americans. It created “exchanges” or health insurance marketplaces and provided subsidies to those with lower incomes. However, most middle-class Americans don’t qualify for subsidies. It […]

Water damage is among the primary reasons homeowners file an insurance claim. Burst pipes typically fall under dwelling and personal property coverage on homeowner policies. Flood insurance covers damage directly caused by flooding; thus it only addresses direct impacts such as broken pipes. So does flood insurance cover broken pipes? Flood insurance does not cover […]

A standard auto policy will include property damage liability as one of the coverages. The majority of states in the U.S. require drivers to have at least some coverage for property damage liability before they can drive legally. Property damage coverage is an integral part your car insurance policy. “Property Damage Liability Coverage is required whenever there […]

Flood insurance can be purchased separately from homeowners insurance. It is usually purchased through the Federal Flood Insurance Program (NFIP ), but more private options are available. Flood insurance is just part of Massachusetts life. Massachusetts is constantly flooded by floodwaters. It’s important to learn how flood insurance works, what it costs, and how to file a claim in […]

You may be unable to find homeowners insurance in an area that is prone to fire. Consider looking at surplus line carriers, private carriers or the state’s plan. It can be difficult to find homeowners insurance in areas where there are frequent fires. In West Coast fire-prone areas, some insurers have stopped renewing or cancelling policies. It […]

If you’re an adult with a house, a spouse, kids, or any financial liabilities, and you should consider buying a life insurance policy. You won’t need to worry about what financial burden your loved ones will inherit if you die suddenly. Here at The Simple Dollar, we’re a big fan of term life insurance since it’s affordable to purchase and […]

Graduate students might experience financial stress, regardless of whether they work part-time or full-time. Although you have faith that the hard work you put in now will pay off when you receive your degree, money can be tight. Life insurance for graduate students is often a low priority. Although you might not need life insurance as a […]

When you’re planning your international student move, one of the first things you need to do is find the right insurance company. After all, who wants to deal with anything unpleasant when they’re trying to relocate? Unfortunately, not all insurance companies are created equal, and this can affect your entire experience as a foreign student. […]

Although turning 21 is a great time in your life, it can also be a difficult time when it comes car insurance. Although you may have been driving for several years, your car insurance rates are likely still higher than average. If you are searching for the best car insurance for 21-year-olds, Bankrate’s research may help you. The average premium information […]

Acomprehensive analysis of data from 2013 to 2017 by ranks Arizona as the tenth worst state for speeding deaths. Fines for speeding can be steep and typically range from $150 to $500 depending on the circumstances. In addition, a speeding ticket in Arizona can result in a significant increase in auto insurance premiums. According to Bankrate’s 2021 study on annual premiums, a […]