Category Archives: Finance Guide

The coverage the insured can get varies from the minimum coverage provided by the S.G. Policy (Ships and Goods Policy), to the full protection of “All Risks whatsoever”. The S.G. Policy protects goods from damage or loss (total and partial) due to the perils of sea. The goods in transit are also exposed to additional […]

A company purchases insurance with the expectation that they won’t need it. When they do have to file a claim, they expect it to be handled smoothly. It is expected that legitimate claims will be paid and that bogus claims won’t. While most claims are dealt with without incident, there are some cases that we […]

In the old days, sailors used a term to describe a state where they were motionless and had no wind to propel them. Although you may have heard it many times, you probably haven’t thought of it in connection to disability insurance. Are you right? Here’s your wakeup call: It is time to THINK! A staggering 30% of […]

Insurers’ premiums are often the biggest business expense for contractors. So it stands to reason that contractors who are successful should try to reduce their insurance costs as much as possible. It is possible to do this in many different ways. Some methods are simple, such as price shopping to find a policy. Other techniques, […]

Geico is a 1936-founded company that holds 13.54% market share. Geico offers a wide variety of insurance products and has 16 million customers in the United States. The company’s headquarters are in Chevy Chase, Maryland. It has been a Berkshire Hathaway subsidiary since 1996. Farmers Insurance is a Los Angeles-based insurance company that was established in 1928. With 3.98% of total market […]

Below are some benefits and drawbacks to mutual funds. Each investment has its benefits and drawbacks. But, it is important to remember that certain characteristics that affect one trader might not be relevant to you. Your specific circumstances will determine whether a particular feature is beneficial to you. Mutual funds can be a profitable investment option for […]

The 2009 drywall crisis – hazardous gypsum boards made in China and placed in American homes – raised eyebrows among homeowners, builders, insurance companies, state departments and the U.S. Consumer Product Safety Commission. Hundreds of complaints were filed about corrosive gases, which caused structural damage to homes and acute and chronic health issues. It was […]

What is Social Engineering Fraud? While you might not believe you know it, you most likely do. You have been targeted multiple times, possibly even recently. Social Engineering Fraud is the leading cause of data breaches, and has led to billions in dollars being stolen. What is social engineering fraud? Interpol confirms that this is […]

It is difficult for manual forex trading to keep up with automated forex trading bots. In the last decade, an emerging trend has seen manual forex trading gradually replaced by automated trading. Although this trend has been growing steadily over the past decade, it is still early days for wider adoption. Each new trend that emerges from […]

Insurance is your business. It’s your responsibility to help clients reduce their risk. Why not protect yourself and your business with the right insurance products? This is the risk of inviting another producer into your company. You’re a successful producer and you have reached a point in your career where time is being traded for dollars. You have run […]