Category Archives: Finance Guide

Most experts advise that each resident in a shared house should carry his/her own renters policy to protect personal property and provide recourse in case it is lost or destroyed. Averagely, roommates should invest in at least one policy together each year at around $12 monthly premiums for added peace of mind. This makes insurance […]

Losing track of your keys can quickly turn into having a stolen car, so it is wise to understand all your coverage options well in advance of such an incident occurring. Comprehensive, specified perils and all-perils car policies typically cover theft of a vehicle’s contents including key fob. Furthermore, personal property coverage on homeowners or […]

Have multiple health insurance plans is an increasingly popular trend. Supplementary policies – also referred to as “top-up” or “super top-up” insurance policies – help cover medical expenses not covered by primary healthcare plans. Before deciding to carry two plans, it is important to carefully consider both present and future healthcare needs as this usually […]

If your dental coverage comes through an employer, open enrollment is the only time when changes to it can be made; otherwise, qualifying life events must first occur before any adjustments can be made. Individual dental insurance policies may help you to bypass waiting periods; however, you should carefully weigh the costs of premiums against […]

USAA (United Services Automobile Association) is a financial services company offering insurance, banking and investment products tailored to military members and their families. Products offered include auto and home insurance policies as well as bank accounts, credit cards and mortgages – while investments include mutual funds and 529 college savings plans. Only active duty military […]

Are you a Lyft driver or considering becoming one? One of the most important things to consider as a gig worker is health insurance. With the rising costs of medical care, having coverage can make all the difference in protecting yourself and your finances. But does Lyft provide health insurance for its drivers? In this […]

It looks so barren and desperate right now. Before you open your mouth, you get a “no”. You’ll get a “no” before you even open your mouth. What’s all the fuss about the land of opportunities? Even if all you see is doom and gloom, you are missing a huge opportunity right now across the globe. The financial meltdown […]

Have you ever found yourself in need of an X-ray but don’t have insurance to cover the cost? It’s a common predicament that many people face, and it can be overwhelming trying to navigate the world of medical expenses. Whether you’ve suffered an injury or require diagnostic testing for a health concern, knowing how much […]

The average cost for car insurance in Philadelphia was $778 for minimum coverage, and $3194 for complete coverage. Philadelphia car insurance can be more costly than elsewhere in the country. This is why it’s important to shop around for the best coverage. Nearly 9,000,000 people are licensed to drive in Pennsylvania. It shouldn’t surprise that 2019 Penndot reports showed that there were almost 9 […]

A short summary of your insurance agency’s products and services is called an elevator pitch. Your agency’s unique value proposition should be included. It must be presented in the elevator ride time of 30-60 seconds. It can be more difficult than most agents realize. This should be written, vetted and rehearsed and timed. Your insurance agency’s marketing strategy […]