Category Archives: Finance Guide

The accident that occurred in your brother-in law’s truck caused you to be so grateful you took the time to listen to someone and purchased one-day car insurance. No matter if you’ve been in a car crash before or not, there are steps to follow, details to collect, and information that is crucial to the […]

First, it is important to have enough information about all those involved in the accident. It makes things easier and provides more satisfaction. After Accident First, let your insurance company know that an accident has occurred. Give as much information as you can to your company’s independent agents. Get out of your vehicle and begin […]

Insurance claims are a common occurrence in today’s world, and while they can provide much-needed assistance during difficult times, disputes may also arise. Disputing an insurance claim can seem daunting at first, especially when you don’t know where to start or what steps to take. But fear not! In this blog post, we’ll be sharing […]

As the coronavirus pandemic spread, large numbers of workers switched to working from home. COVID-19, which continues to plague our country, will continue. Many employers have announced plans to allow employees to work remotely permanently. According to self-reported data, employees are not only supportive of the move but also happy with it. According to McKinsey‘s recent research, 80% […]

If passed, HB-4936 would reform the Michigan No-Fault Auto Insurance Law that was created in 1970. The current No-Fault law requires that all Michigan auto insurance policies include Personal Injury Protection. PIP has many provisions. These include unlimited medical benefits, up to 15% of lost income from work, and a maximum monthly amount. Michigan is […]

Teen drivers, particularly those between 16 and 19, are responsible for more accidents than other age groups. This sad situation is made worse by the fact parents don’t carefully give driving privileges to their children. Recent stats also show no reversal in this tragic trend. The good news? Most auto accidents involving teenagers can still […]

Car and health insurance both serve to protect policyholders against significant financial losses; however, there are distinct differences between them. PIP or MedPay coverage typically pays for treatment of car accident injuries before your health insurer does. However, any money paid out through subrogation could come back to them as reimbursement. Cost As with car […]

Rideshare insurance policies often include three coverage periods. Period one covers your car when using Uber or Lyft while waiting for a request; period two covers you once an order has been accepted and when travelling to pick up its passenger. Period 3 is designed for vehicles carrying passengers. Certain policies also offer uninsured/underinsured motorist […]

If you’re shopping for health insurance through either the Marketplace or private options, it is crucial that you take some time and consider your individual needs before selecting a plan. Picking an ineffective policy could cost you dearly in the future. Each plan offers different costs and coverage levels, and four “metal” categories that represent […]

Most health insurance plans cover blood tests, especially those subsidized by the Affordable Care Act. However, exact costs associated with blood work with insurance vary widely by plan. Phlebotomists specialize in blood tests by inserting needles into veins in your arm, collecting samples of blood into tubes, and providing results. In-Network vs. Out-of-Network Blood work […]