Category Archives: Finance Guide

Nearly 393,000 people live in Tampa, Florida. The average Florida resident owns two cars. On average, Tampa commuters spend 24 minutes each way to work. To drive legally in Florida, all residents must have valid auto insurance. The average Tampa car insurance rate is $1,514 per year for minimum coverage and $3,027 for full coverage. Taking steps to […]

Condo insurance is one of the most important pieces of property insurance you will ever buy. It’s responsible for protecting your investment, as well as the people who live in it. In this blog post, we will teach you how to estimate condo insurance dwelling. What is Condo Insurance Dwelling? Condo insurance dwelling is a […]

Businesses with multiple vehicles can choose fleet insurance. This policy allows businesses to cover all of their vehicles with one policy. There is no need to purchase additional premiums, renew the policy and go through claims. Direct fleet insurance is gaining popularity because it saves businesses money on motor vehicle premiums. The premiums can be reduced by […]

If you have more than one car in your household, a multi-car policy might be the right choice. When you add two vehicles to your policy, most insurers offer a significant discount. A multi-car policy can reduce the cost of insuring a teenage driver under an individual policy. There may also be additional benefits depending on the carrier. What is […]

Umbrella insurance provides an extra layer of liability coverage above and beyond what a landlord policy offers, providing essential asset protection against lawsuits. Many landlords view umbrella coverage as essential insurance against lawsuits. Landlords face significant financial risks associated with rental property ownership. One lawsuit could drain their bank account completely or force them into […]

Long term care insurance is one of those products that people either love or hate. And for good reason, it’s not an easy decision to make. After all, what if you need long term care? Fortunately, we’ve put together a blog article that will help you understand when long term care insurance was first offered […]

Many people want to know how to become an adjuster in insurance. My first response is always, “What type of adjuster would you like to be?” Your motivation is key to success in insurance adjusting. You don’t need a degree and are just thrown into a group of adjusters who THINK they want it. Adjusting can be done […]

Geico, owned by Berkshire Hathaway Group, is the second-largest insurance company in the United States. Geico offers a variety of insurance products including auto, home, and business insurance. Geico is one of the cheapest car insurance companies in the nation, with an average full coverage premium of $1,405 per year, according to data pulled from Quadrant Information Services. This premium is significantly […]

Home insurance is a common form of insurance that people get for financial protection and peace of mind. According to 2016 data from Insurance Information Institute (III), 95% of U.S. homeowners have homeowner insurance. This is about 70 million homes that are insured. While there aren’t any legal requirements that homeowners must insure their homes, most mortgage lenders insist […]

When you’re in a car accident, there are lots of things you want to do: assess the damage, call your insurance company, and so on. But one of the most important things is to file a car insurance claim as soon as possible. After all, sooner is better than later when it comes to getting […]