Category Archives: Finance Guide

In the state of Kansas, landlords cannot require that their renters have insurance; however, they can strongly encourage it. While having insurance is not required by law, it is something that is highly recommended for all renters. Renters insurance can protect you in a number of ways, from personal property damage to liability coverage if […]

As auto insurance costs become more expensive for American families, there are increasing numbers of people looking for affordable automobile insurance. It is possible to find low-cost car insurance. But, is it worth the effort? Everyone knows that not all auto insurance companies are the same. Low cost auto insurance can be great for those who are willing […]

High deductible health plans have been around for a while, but they’ve been gaining in popularity in recent years. In fact, about 1 in 3 American workers now have a high deductible health plan, according to the Kaiser Family Foundation. There are a few reasons for this increase in popularity. One is that deductibles have […]

We only look at our car insurance policies once per year, when we renew our contracts. Even then, we seldom take more than a few seconds to ensure that our coverages meet our needs. There are many details in the fine print that can surprise us. Some details could lead to costly problems later. This is why we […]

You may be wondering what will happen if you cancel your car insurance policy early. After all, you may have been with the same company for years and never had any problems. However, there are a few things you should know before you make the decision to cancel your policy. In this blog post, we […]

Prescription medicines are the type of drugs administered with written instructions from an authorized medical practitioner. For instance, blood pressure tablets, cancer medicine, and strong painkillers. A medicine is categorized as a prescription drug due to its risks, the potential for misuse, and how it is taken, for example, if it is injected or taken […]

You may have noticed that your health insurance plan has an out-of-network benefit. This means that if you go to a doctor or facility that is not in your insurance network, you may still be covered. But what does this mean for people who travel or move? If you have health insurance, can you use […]

Have you ever wondered how insurance companies know how long you’ve been driving? Do they just assume based on your age? It turns out, there’s a little bit more to it than that. In this blog post, we’ll explore how insurance companies know how long you’ve been driving and how that information affects your rates.  […]

The insurance industry is one of the most heavily regulated industries in the United States. Because of this, there are a number of different exams that insurance agents and brokers must take in order to become licensed. One of these exams is the Adviser’s Exam for Property and Casualty Insurance. This exam is administered by […]

It is worth taking responsibility for your financial future. You realize that you are responsible for your financial future and you don’t need to rely on anyone to save you. This is when you may start paying more attention to things such as your 401k or starting an IRA. Once you realize that you are the master of […]