Category Archives: Finance Guide

A strong legal advocate can make sure your small business is protected if it has been damaged by large insurance companies or other large organizations. The problem may be a refusal to pay an insurance claim. Based on a McKinsey consulting company’s concerted strategy, the insurance industry has been implementing an aggressive “three Ds” approach […]

Allstate’s annual report of the 200 cities with the safest drivers in the country included Glendale — but for the wrong reasons. The California city is at the bottom of the list at #196. Los Angeles is located adjacent to the city, and its main highway (the 134) is frequently congested. These are just some of the factors that contribute to Glendale’s […]

Minnesota’s average cost for car insurance is $537 annually for minimum coverage, and $1643 annually to insure full coverage. This is slightly lower than the national average of $565 for minimum and full coverage, and $1,674 respectively. These rates are an average rate, but there are many factors that will determine the actual rate you pay when you […]

The Harvard School of Public Health conducted a 2018 study and found that 40% of Americans are obese. Accordingly, almost half of the U.S. populace will be obese by 2030. Obesity can lead to a variety of chronic diseases including cancer, diabetes and high blood pressure. It is difficult for overweight people to find life insurance. Obesity can lead […]

Facing a broken sewer line is no one’s idea of a good time. Not only can it be an expensive repair, but it can also cause lasting damage to your home and property. So the big question is: does insurance cover these repairs? The short answer is: it depends. In this blog post, we’ll explore […]

Insurers may take advantage of policyholders’ inability to understand their rights, and use this knowledge to engage in improper business practices. These are 10 things that policyholders and auto applicants need to be aware of. 1. Insurers are required to inform applicants if they deny a request. Most states require that companies explain why an application is denied. The […]

It may be a good idea to look into auto insurance if you’re in the market for a car. The average price of car insurance depends on many factors such as where you live, how you drive, what coverage you choose, and what make and model you have. The Kia brand is well-known. The Kia Telluride is a well-known vehicle. This […]

In an age of digital transformation and remote work, many professionals are wondering if they can take their careers to the next level with the freedom of working from home. Insurance underwriters are no exception. Insurance underwriting is a complex process, but it is also highly rewarding for those who choose to pursue it as […]

“Your policy clearly states that any claim you make will not be paid. Unfortunately, you paid for our Never-Pay Policy. This policy is not worth anything if you don’t claim. “ -Mr. Devious wrote Reverend Morrison to complain about the refusal of the insurance company to pay his claim for damages to his car after it was […]

A customer who has experienced an unfortunate event but doesn’t consult an agent before filing a claim is one of my pet peeves. Or vice versa… An agent who refuses to discuss a potential claim before the insured files a claim. It can end up being detrimental for both of you. Unnecessarily filing a claim can make a […]