You’re driving along and you get into a fender bender. You exchange insurance information with the other driver and find out that their insurance company is different from yours. You start to wonder, “Can someone add me to their car insurance?” The answer is yes, but there are some things to consider before you do […]
Category Archives: Finance Guide
If you’re like most people, you probably believe that long term care insurance proceeds are tax-free. After all, these are funds that were meant to help cover expenses in the event that you become incapacitated. But is this actually the case? The short answer is yes, long term care insurance proceeds are taxable. However, there […]
If you’re looking for a good insurance company, you may have come across Washington National Insurance. But is this company actually good? In this blog post, we’ll take a close look at the company and its policies to see if it’s a good option for you. History of Washington National Insurance Washington National Insurance Company […]
Royal Caribbean is a popular cruise line that offers passengers all sorts of amenities, from amazing food to top-notch entertainment. But what many people don’t know is that Royal Caribbean also offers travel insurance. If you’re considering traveling on Royal Caribbean and have some questions about the cost or coverage, read on for an overview […]
Car accidents happen, and the unfortunate reality is that they can cause serious body damage. In some cases, this damage may be covered under your car insurance policy. But what if the accident was your fault? In this blog post, we will explore the ins and outs of car insurance and body damage. We will […]
Insurance Misconception People, particularly older generations, subconsciously link ‘Insurance” to ‘Savings. This misconception could be caused by the way tied agents solicit their business. Agents sell whole-life plans as savings plans. While this is not to say that whole life plans cannot be used for savings, it does illustrate the misinterpretation of ‘Insurance with Savings’. A contributing factor […]
Many homeowners are unaware that their house may have knob and tube wiring, which can be a problem when it comes to insurance. Knob and tube wiring is an electrical wiring system that was commonly used in homes built between 1890 and 1940. While knob and tube wiring is not necessarily a safety hazard, it […]
Avoid falling for the trap of believing you are sufficiently insured just because you get the lowest insurance quote. Instead of settling for the cheapest option, finding comprehensive insurance coverage from a reliable and trusted insurer should be your motivation. A huge financial loss from being underinsured or inadequately insured can be devastating in an uncertain economy. You […]
Utah law requires that car insurance be purchased. At least 25/65/15 coverage is required for drivers. This includes $25,000 per person in bodily injuries coverage, $65,000 per accident bodily injury coverage, and $15,000 per accident property damage coverage. Utah is also a state that does not require drivers to have Personal Injury Protection (PIP). In Utah, the average cost […]
Death is one of those things that we don’t like to think about, but it’s something that we all have to face eventually. And while it may be inevitable, that doesn’t mean that we’re any less afraid of it. In fact, death is one of the most feared things in the world. So it’s no […]