Category Archives: Finance Guide

Family health coverage is of vital importance, so adding family members to your health insurance is likely to have both advantages and drawbacks. One major upside of including them all in your policy is providing all family members access to comprehensive health care. Typically, only immediate family and domestic partners are eligible to be added […]

Car theft can be devastating. Luckily, comprehensive coverage on your auto policy typically protects against it. Comprehensive auto policies cover non-collision damages and losses to your vehicle from events other than collision, such as hitting an animal or rolling off of a cliff. They also cover stolen parts (excluding premium stereos or portable GPS devices); […]

Taken a defensive driving course could help lower the cost of car insurance premiums and even qualify for discounts if an accident-free streak lasts a certain period. Most State Farm policies cover rental cars to within the limits of auto coverage; it’s important to read your policy thoroughly and consider your individual needs when making […]

Illinois’ car insurance laws, like most other states in the United States of America, have mandatory minimums. This rule is only applicable to three states: Mississippi, New Hampshire, and Virginia. Drivers in every other state must have the right type and amount of insurance to drive. According to the Insurance Information Institute, approximately 13% Illinois drivers were not insured in […]

Have you ever been told that “When it gets tough, the tough work gets harder?” It sounds so American, so logic, so noble. It’s also stupid. Yes, stupid. Sometimes, working harder is just stupid. The sooner you get up and smell the coffee, the sooner you will see the results you desire. You can’t stop the merry-go round and […]

You are considered high-net-worth if you have at least $1,000,000 in assets or cash. This is not including the property value of your house, which can be easily converted into cash. High-net-worth people have substantial savings and investments. However, this does not mean that you don’t need life insurance. While savings and investments are one aspect of the equation, […]

Since 1913, New Jersey Manufacturers Insurance Company sells insurance. NJM Auto Insurance is the property and casualty mutual insurance company that provides coverage in New Jersey as well as Pennsylvania. In 2018, the organization moved away from being a membership only for policyholders. It now offers moderate premiums and superior claims handling to the general public. NJM Car Insurance NJM Auto […]

Rene Lacape is the Marketing Manager at eQuote Life Insurance. She says that media professionals are faced with a range of challenges and must work within strict deadlines. They are often required to cover a wide range of topics, even those they don’t know much about. They are constantly subject to criticism from politicians, professionals, and the […]

Asmart homes are those where appliances and other devices can be wirelessly connected so that homeowners have control and access from anywhere. Insurance agencies are becoming more interested in smart technology in their homes. Smart home technology can make homes safer and reduce the chance of being damaged by fires or theft. Smart home systems can also be […]

Florida is home to approximately 14300,000 drivers. It is also one of the most populous states in the nation. Unfortunately, Florida drivers are not well-known. Despite the fact that car insurance is required by law in Florida, 26.7% are not insured. Florida’s car insurance laws differ from those in other states. Neglecting to have the proper insurance can result […]