Granite Mountain Insurance’s adjuster, I. M. Strong, is sitting at your kitchen table to try and settle your motor vehicle accident case. Strong is all up in the air and ranting about how his injuries aren’t serious. His usual pitch is “Look, this has been my job for a while.” Over twenty years, I have spoken to […]
Category Archives: Finance Guide
03
May
May
Insurance is an important safety net for millions of people around the world. It provides protection against unforeseen events, giving us peace of mind knowing that we’ll be financially covered in case something goes wrong. However, there may come a time when you find yourself needing to file a complaint against your insurance company. It […]
03
May
May
Smiling is one of the most beautiful things a person can do, but some people find it hard to smile confidently due to missing teeth. Dental implants are an excellent solution for anyone who has lost their natural teeth or needs to replace them. However, before taking this step forward, many wonder if insurance covers […]
03
May
May
If your car is totaled, its insurance provider is typically required to reimburse its actual cash value (commonly known as its book value). Insurance companies assess a vehicle’s value based on factors like its current condition, pre-accident value, and recent sales of similar cars. Determining the Value of Your Car If you want to keep […]
03
May
May
When an accident is minor and no injuries have been sustained, it may make sense to settle without insurance; however, doing so could leave you responsible for medical costs or car repairs incurred by other drivers involved. If the other driver was injured and you failed to report the accident, they can file suit against […]
03
May
May
Before purchasing a home, it’s essential to be familiar with its surrounding flood zones. Flood zones help assess risk levels, setting mandatory insurance purchase requirements and building codes in high-risk areas. Zones beginning with A or V are designated Special Flood Hazard Areas (SFHAs), having an approximate one percent risk of flooding annually. High-Risk Zones […]
03
May
May
The best car and home insurance bundles provide exceptional customer service, excellent mobile apps and plenty of coverage options. In addition, these policies typically feature one deductible; meaning if both your car and house are damaged simultaneously in one event, only one deductible payment will apply instead of two deductible payments being necessary. Each company […]
02
May
May
Subscribing your teen driver to an existing car insurance policy may be less expensive. To reduce costs further, The Zebra suggests parents encourage good grades among their teen, make sure that he or she stays in an affordable vehicle, and look into discounts available that could reduce rates. Cost of the Car Addition of teenage […]
02
May
May
Family Travel Insurance Packages can often save families money and help them avoid paying high premiums or excessive costs for single plans. The family package covers both the spouses and children. The company may offer extended family policies or group travel plans if the family has a ‘extended family’. If your family includes ten or more people, the […]
02
May
May
It can be difficult to buy insurance. It is difficult to find the right insurance. An insurance broker is a good option if you don’t have time or the desire to go through every insurance option to find exactly the coverage you require at the most affordable price. Your broker works on your behalf. They place you first, […]