Category Archives: Finance Guide

Is Home Title Insurance Necessary?

Home title insurance is an annual premium designed to shield homeowners against financial loss in case there is any misrepresentation with their title to their property. For example, should someone later claim your family deed is fraudulent or that unpaid work was performed on it without compensation being received, an owner’s title insurance policy covers […]

How Much Is Renters Insurance In Indiana?

Renters insurance is one of the most cost-effective ways to safeguard both your personal property and liability. It typically covers damages caused by fire, theft, severe weather or other incidents. But the cost of getting an insurance policy varies widely depending on various factors; here are three of them to keep in mind: Cost, Coverage […]

How Long To File Home Insurance Claim?

Homeowners insurance provides protection from unexpected incidents that could incur major financial losses; however, determining when and if to file a claim can sometimes be challenging. Filing too many claims quickly may raise eyebrows with underwriters and cause policy nonrenewal, so knowing when is best to file your home insurance claims can make the process […]

Should I Stay On My Parents Health Insurance?

Current health policy allows children to remain on their parent’s health insurance until their 26th birthday, provided their parent(s) either have group coverage through their employer or purchased individual coverage through the marketplace. Deciding whether or not to remain on your parents’ plan can be a difficult decision, so here are some considerations before making […]

Do I Need Health Insurance When Visiting Saudi Arabia?

Saudi Arabia boasts top-tier medical facilities, but treatments can be costly without coverage. Travel medical insurance provides peace of mind for visitors. Enjaz, Saudi’s visa platform, makes purchasing visitor insurance for Saudi Arabia quick and straightforward. Coverage options include hospital care, medical evacuation costs, repatriation expenses and more. Hospitals When seeking medical assistance quickly, hospitals […]

Purchasing Moving Insurance

Most people understand why they need to insure the primary residence and vehicles they drive. Many people don’t realize how important moving insurance is when it comes to protecting their goods while they are in transit to their new destination. I’ll try to address the main concerns and answer most of the questions. Many people believe they […]

Income Protection Insurance – 5 Things They Don’t Tell You About When You Buy

You might be afraid to become unemployed, or you may want Income Protection Insurance. If so, you should take note of these five things that they won’t tell you (or may ignore) when you buy an income insurance policy. 1. Exclusion Period Nearly all policies include a clause that excludes unemployment claims for 120 days or […]

Why Won’t Your Insurer Pay Your Critical Illness Cover?

Over the last few years, much has been written on critical illness (CI), products. These articles have highlighted both the negatives as well as the positive aspects of this complicated type insurance coverage. Research shows that there is a lack trust in certain claim processes and procedures. Worse, insurers are not willing to pay expensive claims if they […]