Category Archives: Finance Guide

Homeowners insurance costs less when your house is more recent or features such as smoke detectors and security alarms are installed. Also, insurers view you as less of a risk and often provide discounted rates accordingly. Some homeowners can save by bundling auto and home policies together, or raising their deductible. Cost Homeowners insurance protects […]

Marketing is a term that we use to refer to risks in marketing for the insurance companies that we represent. Although marketing is a crucial aspect of an agency’s success it is not the only thing that they need to spend their resources on. The “other type of marketing” is often overlooked and not fully understood by […]

Your dentist might recommend an oral implant if you are actually missing or have had teeth removed. An implant without insurance coverage can cause serious financial damage to your budget, especially if you are on a fixed income. Without insurance, a single implant can run between $3,000 and $4,500. The cost of multiple implants can quickly rise. […]

Allstate is most well-known for its homeowners and auto insurance. However, it also sells insurance that covers life. Allstate plans to sell its life insurance subsidiary later in the year. Allstate life insurance received 3 stars out 5 for overall performance. Our editorial team determines NerdWallet’s ratings. The scoring formula considers data from the National Association of Insurance […]

Ohio homeowners are not required to buy homeowners insurance. However, a policy is likely to be required if you have a home loan or mortgage. Ohio home insurance is $1,111 annually, which works out to about $93 per monthly for $250,000 of dwelling coverage. The Buckeye State is not immune to winter and summer storms that can […]

It took time to become the best insurance agent in the world. To be the best salesman in insurance, you must learn the best sales tips and practice the best selling ideas. Get top selling tips for insurance. Your dreams can become a reality. You can streamline your sales presentation and increase your selling rate. Nothing will automatically get […]

USAA LIFE Insurance Overall performance was rated 4.5 stars in NerdWallet’s analysis. Some policies are not available in New York and Montana. A company of its size is less likely to make life insurance claims to the state regulators than one might expect. USAA products are specifically designed for veterans, active military personnel, and their […]

Oregon law prohibits drivers from driving without insurance. In 2018, there were more 50,000 automobile accidents. Certain minimum coverages are required by the state for auto insurance. You could face legal consequences if you don’t have auto insurance. The required amount of insurance for your car ensures you comply with all legal requirements and protects you from financial losses due […]

Drivers convicted of a DUI in Alabama see an average 92% increase in car insurance. Based on a study by Bankrate.com of 2021 annual premiums from Quadrant Information Services, this means that almost all DUI/DWI drivers in Alabama will have to pay nearly twice the amount for car insurance. This is a significant amount, but it is […]

What number of people are you currently following up with? I bet there are many people in your CRM you are contacting every few months just to “follow up”. Let’s be brutally honest and open with each other. What percentage of these people will actually buy from you? They are very few, I would venture to guess. Many people […]