Category Archives: Finance Guide

Healthcare is a crucial component of our lives, and medical insurance premiums can add up to be quite a burden on our finances. However, did you know that there may be a way for you to deduct your monthly medical insurance premiums from your taxes? That’s right! In this blog post, we’ll explore the ins […]

Are you thinking of starting your own life insurance company but don’t know where to begin? One of the most important factors to consider is capital. Without sufficient funding, your dreams may remain just that – dreams. In this blog post, we’ll explore how much capital you need to start a life insurance company and […]

Under New York state law, businesses are legally mandated to carry workers’ compensation insurance and can buy it through private providers, the state insurance fund or self-insuring. Small business owners can save money by accurately classifying their employees. Misclassification may lead to costly workers’ comp premiums; New York employers can quickly verify coverage using our […]

Under Obamacare (aka Affordable Care Act), dependent children can remain covered under their parent’s health insurance until age 26.1. After turning 18, they can select their own plan during an exclusive enrollment period. This article will outline various options available to young adults for obtaining health insurance coverage of their own. Employer Plans Most individuals […]

Bronze plans offer lower monthly premiums but higher deductibles, making them often cost-effective thanks to health insurance subsidies. Silver plans fall between the metal tiers, offering lower monthly costs but higher medical coverage. This type of plan is ideal for people seeking moderate coverage but cannot afford an expensive deductible. Bronze Bronze plans are the […]

Under the Affordable Care Act (ACA), children can remain on their parents’ health insurance until age 26. Parents can purchase coverage in the marketplace, with potential premium subsidies. Parents without group coverage can attempt to secure off-exchange private coverage for themselves; however, the costs tend to be more costly compared to family plans; eligibility requirements […]

Hospice is designed to comfort and preserve the quality of life of people who are terminally ill. Hospice care providers are trained to address the spiritual, physical, and emotional needs of terminally ill patients in place of curative treatments. End-of-life care may be covered if a senior with a chronic illness is eligible for Medicare. Medicare requirements […]

Alabama’s highways and byways lead to many famous tourist attractions. These include Huntsville’s U.S. Space and Rocket Center, as well as the beautiful Gulf Shores waters. To be legally road legal, you’ll need to have car insurance before you can drive to these places. According to Bankrate’s 2021 study on annual premiums, the average cost for car insurance is […]

You probably have questions if you are thinking of buying life insurance. What policy type is best for you? What is the cost of this policy? How will I be able to determine my life insurance premium? Understanding your life insurance premium will allow you to do two things: pay your policy off and keep it in force. Let’s take […]

Perhaps it’s a loud bang overhead. It could be shattering glass. Perhaps it’s water dripping from the ceiling of your kitchen. For a homeowner, any of these sounds might mean that you’re about to get acquainted with the home insurance claims process. You can’t wait for your insurance company pay you. To ensure that your claim is resolved, you will need […]