Category Archives: Finance Guide

Are you considering buying a Tesla? Well, congratulations on making an excellent choice! However, before you hit the road, there’s one pressing question that needs answering: Should I be giving my VIN number for Tesla car insurance? We know it may seem daunting to share such personal information with your insurance provider. Still, in this […]

If you’re someone who has been putting off getting health insurance, you might be wondering if the penalties for being uninsured are still in effect. With recent changes to healthcare laws and regulations, it’s understandable to feel confused or uncertain about what your options are. In this post, we’ll explore whether or not you’ll still […]

Under New York state law, businesses are legally mandated to carry workers’ compensation insurance and can buy it through private providers, the state insurance fund or self-insuring. Small business owners can save money by accurately classifying their employees. Misclassification may lead to costly workers’ comp premiums; New York employers can quickly verify coverage using our […]

Under Obamacare (aka Affordable Care Act), dependent children can remain covered under their parent’s health insurance until age 26.1. After turning 18, they can select their own plan during an exclusive enrollment period. This article will outline various options available to young adults for obtaining health insurance coverage of their own. Employer Plans Most individuals […]

Bronze plans offer lower monthly premiums but higher deductibles, making them often cost-effective thanks to health insurance subsidies. Silver plans fall between the metal tiers, offering lower monthly costs but higher medical coverage. This type of plan is ideal for people seeking moderate coverage but cannot afford an expensive deductible. Bronze Bronze plans are the […]

Under the Affordable Care Act (ACA), children can remain on their parents’ health insurance until age 26. Parents can purchase coverage in the marketplace, with potential premium subsidies. Parents without group coverage can attempt to secure off-exchange private coverage for themselves; however, the costs tend to be more costly compared to family plans; eligibility requirements […]

Greensboro’s average car insurance cost is $434/year for minimum coverage. Full coverage includes comprehensive and collision coverage. $1,285 costs $1,285 North Carolina‘s low car insurance rates could be one reason most drivers have valid car insurance policies — only 7.4% are uninsured. While rates are low, you might be able to get car insurance in Greensboro at a lower rate. Bankrate’s […]

Disability can strike at any age, and while we all hope it never happens to us, being prepared is key. Long term disability insurance can provide a safety net that helps protect you and your loved ones from financial hardship in the event of an unexpected illness or injury. But when should you start thinking […]

Are you sitting on a life insurance policy that you’re not quite sure how to fully leverage? Many people don’t realize that their life insurance policies hold cash value, which can be accessed and used for various financial needs. In this blog post, we’ll guide you through the steps of finding the cash value of […]

Many young adults in South Carolina are 19 years old or younger. While the cost for car insurance is below the national averages at $558 per year for minimum coverage and $1512 for full coverage respectively, safety on the roads is a frequent concern. According to the South Carolina Department of Public Safety, 1.4 people were killed or injured […]