Category Archives: Finance Guide

Are you a resident of Washington state and seeking to apply for medical insurance? Medical expenses can be overwhelming, which is why having quality health insurance is essential. In this blog post, we will guide you through the process of applying for medical insurance in Washington state, so that you can have peace of mind […]

Nevada drivers must have minimum liability insurance in order to be legally licensed to drive. Although the legal minimum is 25/50/20 it is possible to buy more to get the best car coverage in Nevada. Also, you must always have proof of your insurance on you when you’re behind the wheel. You can either show proof of your insurance […]

Under New York state law, businesses are legally mandated to carry workers’ compensation insurance and can buy it through private providers, the state insurance fund or self-insuring. Small business owners can save money by accurately classifying their employees. Misclassification may lead to costly workers’ comp premiums; New York employers can quickly verify coverage using our […]

Under Obamacare (aka Affordable Care Act), dependent children can remain covered under their parent’s health insurance until age 26.1. After turning 18, they can select their own plan during an exclusive enrollment period. This article will outline various options available to young adults for obtaining health insurance coverage of their own. Employer Plans Most individuals […]

Bronze plans offer lower monthly premiums but higher deductibles, making them often cost-effective thanks to health insurance subsidies. Silver plans fall between the metal tiers, offering lower monthly costs but higher medical coverage. This type of plan is ideal for people seeking moderate coverage but cannot afford an expensive deductible. Bronze Bronze plans are the […]

Under the Affordable Care Act (ACA), children can remain on their parents’ health insurance until age 26. Parents can purchase coverage in the marketplace, with potential premium subsidies. Parents without group coverage can attempt to secure off-exchange private coverage for themselves; however, the costs tend to be more costly compared to family plans; eligibility requirements […]

Humana Medicare plans can be found in all 50 states. Humana’s Medicare Advantage can also be found in 84% of the counties. This is more than any other insurance. Humana plans are rated highly for customer satisfaction and quality. The company also offers many additional benefits, including online and mobile apps and ways to interact with […]

According to Bankrate’s 2021 study on annual premiums, Wichita Falls drivers pay $461 annually for minimum coverage and $1810 for full coverage. These rates are comparable for drivers from Texas but slightly higher than the $1,674 annual national average for full coverage. Bankrate looked at a variety of factors to determine which carriers offer the best value for […]

Are you a healthcare professional or in the medical field? If so, then you must have heard about malpractice insurance. It’s a type of insurance that protects healthcare providers from lawsuits and claims filed against them by patients who are unhappy with their care. But what is malpractice insurance cost? Is it expensive or affordable? […]

Full coverage car insurance refers to having all the major components of car insurance, including Bodily Injury and Property Damage, Uninsured Driver, PIP, Collision, Comprehensive, and Bodily Injury. Typically, you are required to have at least half of these coverages. The whole package is known as “Full coverage”, and some people choose it for greater financial protection. We […]