Category Archives: Finance Guide

Payment Protection Insurance, also known as loan insurance, is designed to help you make monthly loan payments in the event that you become unable to do so due to illness or redundancy. Customers who misrepresent their PPI may have their debts erased and the insurance refunded. It is estimated that 85% of customers purchase protection insurance […]

Are you looking to buy a condominium or timeshare? If yes, it is important to know what an insurance valuation is. Let’s take a look at the subject for a quick overview. What is an insurance valuation? An insurance valuation (also known as an insurance appraisal) is a third-party, objective assessment of the property’s replacement costs […]

Final Expense Insurance can help make the process less stressful. Final Expense Insurance can be purchased to ensure that funeral costs are paid when you die. Surprised to find out that the current average funeral cost is $8,000, but it could rise in the future. Are you willing to pay the funeral costs yourself or let your family […]

Introduction Many industries are experiencing rapid and significant changes, so change is now the only certainty. The Reinsurance industry is not an exception. This is made worse by the current economic climate. Broking houses and Reinsurance companies continue to use worldwide strategies to increase customer service and productivity. Due to stricter compliance, tighter controls have been implemented. Over […]

Denied – Underpayment – Harassment This is a very common story. The insurance company declines to pay the claim, or offers less than 40% reimbursement for the house that has been set on fire. The policyholder informs the company about the flat-screen TV she purchased in her family room, but she doesn’t have her receipt because it […]

Because our financial goals and circumstances are different, there is no one “Rule of Thumb” that will tell you what insurance or how much. It is important to engage a Financial Consultant/Insurance Representative to ensure that they are able to provide their services and advice and prioritize your financial needs based on your present financial situation. […]

Arizona drivers who are at high risk of injury or death will often be required to have SR-22 insurance. An SR-22 certificate is not a policy of insurance. It is a proof of financial responsibility. Arizona uses SR-22s only for proof of insurance. Other states may require additional forms to verify coverage. Arizona drivers should know that […]

Are you tired of juggling multiple bills and expenses? Do you want to know if there’s a way to use your Health Savings Account (HSA) funds for insurance premiums? Well, you’re in luck! In this blog post, we’ll dive into the nitty-gritty details of using HSA funds to pay for insurance premiums. So sit back, […]

Pasadena is the most expensive place to live in California. It has a cost-of-living rating of just 189, which compares to 150 elsewhere in the state. According to Bankrate’s 2021 study on annual premiums, Pasadena has an average car insurance cost of $924 for basic coverage and $2433 for comprehensive coverage. Most drivers in the city are pulled over or ticketed […]

Small businesses are the backbone of our economy, but they often struggle to compete with larger corporations when it comes to employee benefits. One question that many small business owners face is whether or not they are required to offer health insurance. In this blog post, we’ll explore the answer to this pressing question and […]