Category Archives: Finance Guide

Insurance is designed to help people in times of crisis. It provides financial assistance for certain incidents, so that they don’t have to spend a lot of money all at once. It can offer financial assistance if you have to file a claim. Although filing an insurance claim can bring needed help, you may not want to file […]

You might think that you will pay much less for life insurance if you’re a runner. When they set your rate and underwrite your policy, the best life insurance companies take into consideration your overall health. Running is good for your health and should result in lower premiums from life insurance companies. You might think so. Is life […]

Health insurance is increasingly becoming a necessity in today’s world. With rising costs for medical treatments, having health insurance is essential to ensure that you and your family remain covered in the event of any medical emergency. But what happens when you have kids but not yourself insured through your employer? Can you still get […]

Have you ever stopped to think about how many different types of insurance there are? From car insurance to life insurance, health insurance and more, the list can seem endless. One type of insurance you may have overlooked is vision insurance. Often referred to as “eye care” or “vision care”, vision insurance is a type […]

You should not drive without insurance in Louisiana. You could face penalties and suspension of your licence if you’re stopped by police officers and don’t have proof of insurance. You could be facing serious financial problems if you cause an accident by driving without insurance. Louisiana requires minimum insurance Louisiana car insurance laws require a minimum of 15/30/25 liability […]

Liberty Mutual was established in 1912, and is today the fifth largest property and casualty insurer in the U.S. Based on 2020 direct premiums of $36.2 billion, the Insurance Information Institute says that Liberty Mutual ranks #5 in the U.S. Liberty Mutual, based in Boston, offers a range of insurance products to customers across all 50 states […]

When it comes to insurance policies, it can be confusing to understand all the various terms and phrases that may be thrown at you. One of these phrases is “no fault insurance state”. So what exactly does no fault insurance state mean? In this blog post, we will explore what no fault insurance state means […]

Driving while under the influence can lead to higher insurance costs than you might think. According to NerdWallet’s 2021 rate analysis, drivers with one DUI will pay on average $3,114 per year for full coverage auto insurance. This is almost twice the amount that a driver who has not been cited for traffic violations. This analysis covered […]

Auto-Owners Insurance offers auto, home, and life insurance through nearly three million policyholders. There are 48,000 independent agents across 26 states. Headquartered in Lansing, Michigan, Auto-Owners has been in the insurance business for more than 100 years. In addition to offering insurance products for business owners and annuities for retirement income, the insurer also offers long-term care coverage […]

According to the Centers for Disease Control, accidents (including car accidents) are the fourth leading cause of death in Kentucky. Kentucky is actually third in the United States as one of the most accident-prone countries. Due to the high number of accidents in Kentucky, it is possible for many Kentucky residents to be placed on high-risk driver lists […]