Violations of traffic laws can lead to severe penalties. You may be subject to fees and penalties. Your auto insurance could also go up. In certain situations, an SR-22 may be required. This form is not an insurance policy. If you are a risky driver, SR-22 Colorado insurance is a proof that you have insurance. What is “SR-22 insurance?” […]
Health insurance can be a lifesaver when it comes to unexpected medical expenses, but navigating the world of deductibles and co-pays can be overwhelming. When do you pay your deductible? What does that even mean? Don’t worry – this post will break down everything you need to know about deductibles in health insurance and give […]
Are you tired of navigating the complicated world of health insurance and wondering what benefits are included? One common question is whether dental and vision care are covered under your health insurance plan. We’ve got you covered with all the information you need to know about whether your health insurance includes these important services. Read […]
Have you ever found yourself wondering if your grandparents or parents had a life insurance policy that they forgot to tell you about? Or maybe you’re the one who purchased a policy years ago and misplaced the paperwork. Whatever the case may be, finding an old life insurance policy can seem like a daunting task. […]
Your broker can be switched at any point during your policy year, although renewal time usually provides the most convenient opportunity. Your new broker must submit a letter of appointment to inform insurers they will now take on your policies. Your broker can assist in providing a template. 1. Get Quotes As your first step […]
PIP insurance, also known as Personal Injury Protection (PIP), covers medical bills and lost wages following an accident. While PIP may be required by some states, in others it’s available as an optional add-on policy. While its monthly cost varies based on state requirements and costs it’s essential that any decision to purchase PIP be […]
Imagine finding black mold growing behind your kitchen sink, its spores making you sick, and its removal cost being prohibitively expensive. Your claim could be denied depending on your insurance company and policy, so you need to fight hard for yourself by following these tips: Coverage Homeowners insurance protects against water damage caused by sudden […]
If your vehicle has a salvage title, finding car insurance will likely prove challenging. Lenders often will not lend money on such vehicles and thus it makes finding car coverage difficult. An insurance company declares a vehicle totaled when repairs would exceed 80% of its value; typically when repairs would exceed their original purchase price. […]
According to the Centers for Disease Control and Prevention, approximately 38,000 Americans are killed each year in U.S. vehicle crashes. This causes $55 billion in work losses and medical expenses. It only takes a split second for an accident, but the aftermath can last a long time. Many expenses can result from a car accident that causes […]
California is very serious about driving while under the influence of alcohol or drugs. A DUI conviction can lead to severe consequences. These could include a suspension of your license or even jail time. A DUI in California can be costly. Your auto insurance costs will increase as you are likely to be fined. This is because insurance companies view […]
