Category Archives: Finance Guide

Collision insurance covers the cost of repairing your car after an accident you cause. If you’re the owner of your vehicle, collision insurance is not necessary. However, it can be beneficial if you spend a lot time behind the wheel. Who needs collision insurance? Many drivers today don’t have the title of official owner of the […]

When it comes to insurance, you want to make sure you have the best coverage for your money. Medigap insurance is a great option for many seniors because it can help cover medical expenses that are not covered by Medicare. But how much does Medigap insurance cost? In this blog post, we will explore the […]

It is much easier to purchase auto insurance these days than in the past. To obtain auto insurance, one used to have to call a lot, visit offices, etc. The technology that we now have means that no one has to make the same effort to get auto insurance. You can purchase auto insurance from your computer. Many […]

Buying a used car can be a great way to save money and get the car of your dreams. But if you’ve ever looked into insurance on used cars, you know it can be tricky. The truth is, getting insurance on a used car is not as complicated as it may seem. In fact, there […]

Title insurance can be one of the more complex costs buried within the maze of paperwork received during loan closing. Lenders typically require lender’s title insurance policies; however, homeowners may purchase an owner’s policy at closing as well. Both types of title insurance incur a fee that’s usually included as part of a buyer’s closing […]

Tenants frequently believe their landlord’s property insurance will protect them against theft, fire and other forms of damages; however, this often is not the case. Renters insurance is an essential policy designed to protect tenants’ personal belongings and provide liability protection. Even if not listed on their lease contract, renters insurance should still be obtained […]

While you cannot cancel or remove an automobile from your policy, coverages can be reduced to state minimums while keeping registration active. Also consider getting comprehensive car coverage which protects against damage even while sitting idle. Non-owner car insurance may be beneficial if you frequently rent or borrow cars; however, every situation differs. 1. You’re […]

Blue Cross Blue Shield Insurance Illinois provides health coverage to both individuals and businesses. Their plans provide coverage for doctor visits, prescription drugs, hospital stays and more. Recently, the company made headlines for their treatment of two customers; Martin Glochowsky and Patsy Oswalt both had issues with their coverage that needed to be resolved quickly […]

Your lender might ask for proof of homeowner’s insurance and mortgage insurance when you purchase or refinance a house. Mortgage insurance and homeowners insurance are not the same thing, even though they may sound similar. Both types of insurance cover different things. In some cases, one or both of these types of insurance may be necessary. Both are payable by […]

Dearborn drivers pay an average of $1,743 annually for minimum coverage, and $4,083 annually for full coverage. Although this is higher than the average Michigan state premium, it’s not surprising considering that Michigan’s Wayne County had 55,001 crashes in 2017. Dearborn has the highest rates for car insurance, not just in Michigan, but also in the United […]