Category Archives: Finance Guide

Workers’ Compensation coverage provides essential protection from these costly medical costs, which could potentially devastate your business without it. Most states mandate employers purchase workers’ comp insurance for all of their employees, but what about smaller businesses with only 1099 contractors as employees? Typically, 1099 workers do not need workers’ comp insurance; however, some clients […]

A contract between you, the insurance company, and your auto insurance policy is an agreement. A premium is paid. The insurance company will pay a premium in return for specific financial losses related to your car, provided that the coverage limits are met. Many states require you to have minimum amounts of automobile liability insurance. The law requires […]

In Nevada, driving without insurance is a risky proposition given the consequences. Nevada’s LIVE program electronically tracks vehicle owners and can detect when a car insurance policy has lapsed. By reporting on incidents, car insurance companies must keep the Department of Motor Vehicles (DMV) current. The DMV also checks vehicles owners periodically throughout the year in order to verify that they […]

Driving without insurance can be illegal and could result in severe penalties. Each state has its own definition. According to the Insurance Information Institute, 16.3% Colorado drivers were not insured in 2019. This makes Colorado the 13th most uninsured state. Colorado law prohibits drivers from driving without insurance. You could face fines, penalties and other consequences that could have […]

One of the most important things you can do for yourself is to make sure you have life insurance. Even if you think you don’t need it, odds are you do. And the good news is that there are many different types of life insurance to choose from, no matter your age. In this blog […]

Motor Insurance It is possible to drive your vehicle without insurance today. It is illegal tdso. It is illegal tdso. You need to find the right policy. It should provide you with the protection you require without putting you in financial hardship or requiring you to pay more for it. Here are some things to know when you […]

If you purchased a term life policy several years ago and its term life policy is now coming up for renewal, your family’s needs may have altered since. Although annual renewal options exist, premiums tend to increase each year. Assuming your contract will soon expire, it would be wise to start considering all available options […]

Many people don’t realize that tyre insurance can save them hundreds of dollars. You will be aware that replacing tyres can be very expensive, especially if there are multiple. You will find that you are covered if your tyres get punctured or need to be replaced. This could save you hundreds depending on what type of tyre you […]

Tulsa is the second-largest Oklahoma city. It contributes a large amount to the 2.5 millions licensed drivers. Tulsa has more 400,000 inhabitants. This makes it a densely populated city with a high road accident index. The Oklahoma Highway Safety Office recorded 1,459 car crashes in 2019, 38 of which were fatal. To be legally able to drive, car owners must have the […]

Patient or Guarantor medical histories provided to hospitals for billing purposes usually contain details regarding diagnoses or procedures performed, person responsible for payment (ie Patient or Guarantor), as well as insurance provider contact details. Some insurers require family medical histories on proposal forms for health and life insurance, in order to assess your risk and […]