Category Archives: Finance Guide

How to save money on life insurance * Forget about cancer insurance. It is better to invest your money in comprehensive health policies. * Do not purchase Mortgage Life Insurance – This policy is three to five times more expensive than comparable term-life insurance. * Do not neglect ID theft insurance. It will not repair […]

Most life insurance policies aren’t tax deductible as the IRS considers them personal expenses; however, there are exceptions; for instance, premiums paid by an employer for group life policies may be deducted; also some permanent policies provide tax advantages like an untaxed death benefit and tax-deferred growth of cash value. Taxes Though many individuals and […]

Insurance may seem intimidating for those unfamiliar with it, as its terminology and jargon can seem like indecipherable legalese. Insurance offers many opportunities for those seeking a rewarding and financially stable career path, and the following tips will assist in making that dream of becoming an insurance professional a reality. Education and Training If you […]

Everyone has a life insurance policy, but few people know how to sell it. This is surprising, as selling life insurance is one of the simplest and most lucrative activities you can do. In this blog post, we will teach you everything you need to know about selling life insurance. We’ll discuss different types of […]

In this modern age, insurance is an essential necessity. But we should also make every effort to spend wisely. This is one way to make sure we get the best value for our money. These are a few tips that can help you save big on your insurance. 1. You will get a lower rate if you pay your […]

Insurance can be costly so it is important to save as much money as possible. This thought is common among Americans who have filed taxes over the years. While it makes sense to ask if car insurance can be tax-deductible, it can be complicated to claim car insurance on taxes. Most people won’t be able to deduct their […]

As part of the Affordable Care Act, it became illegal for health insurance companies to deny coverage based on sexual orientation or gender identity; however, policies and requirements can differ widely depending on each policy provider. Private insurers may require letters from healthcare professionals certifying the medical necessity of gender affirmation surgery before providing coverage […]

Allergies are a prevalent health condition that often results in symptoms like runny nose, itchy skin and watery eyes, as well as more serious adverse reactions that could even be life-threatening. Allergy testing can identify which allergens may be triggering such reactions and help diagnose their source. Allergists carefully tailor allergy tests to each individual, […]

When you die, your loved ones will likely receive a life insurance policy as part of your estate. This policy allows your loved ones to receive money if you die before they do. However, what happens if you don’t have any life insurance? In this blog post, we will explore the tax implications of not […]

You will need to make sure that you have insurance against huge medical bills, regardless of whether you are a bricklayer or a housewife. You should have some form of health insurance. If you are diagnosed with a serious illness or have an accident, a good insurance policy will protect you from financial ruin. You can be confident […]