Category Archives: Finance Guide

Low rates may be harder to find for drivers who have multiple at-fault injuries, tickets, or a DUI. Your license could also be restricted, suspended, or revoked if you are reckless or high-risk driver in California. California high-risk insurance for auto is an option when traditional vehicle insurance is not available or is too expensive. California rates for high-risk […]

Homeowners insurance typically covers roof leaks caused by perils covered under their policy, such as windstorm-induced cracking in the ceiling that allows rainwater into your home. However, normal wear and tear may not be covered – check with your agent. Damage caused by a covered peril Homeowners insurance typically covers roof damage caused by covered […]

There are many homeowners insurance providers on the market. However, if you are active duty military personnel or veterans, there may be some that are worth your consideration. When you are deployed, military personnel have special coverage requirements. Home insurance for veterans can offer tailored coverage to address a range of situations that service members may face. The best […]

Many large projects require contractors to carry certain forms of insurance policies as conditions of working together with project owners, making compliance an imperative in order to secure business opportunities. Contractors can obtain these policies through either purchasing individual coverage individually, or bundling multiple policies into an affordable business owners policy. Below are six forms […]

There are various auto policies available to cover the expenses resulting from hit-and-run accidents, including uninsured motorist coverage for property damage (UM PD), personal injury protection or medical payments coverage and collision. Medical payments and PIP coverage may not be available in all states and a deductible may apply; UM/UIM and collision coverage is often […]

You can choose from several insurance coverages in your property insurance policy. Personal liability insurance protects you from injuries that may occur at your apartment or home. Personal liability insurance is often well-worth it, regardless of whether you own or rent. What is personal liability insurance? Many homeowners and condo renters insurance policies include personal responsibility coverage. This provides financial […]

Most life insurance policies aren’t tax deductible as the IRS considers them personal expenses; however, there are exceptions; for instance, premiums paid by an employer for group life policies may be deducted; also some permanent policies provide tax advantages like an untaxed death benefit and tax-deferred growth of cash value. Taxes Though many individuals and […]

Insurance may seem intimidating for those unfamiliar with it, as its terminology and jargon can seem like indecipherable legalese. Insurance offers many opportunities for those seeking a rewarding and financially stable career path, and the following tips will assist in making that dream of becoming an insurance professional a reality. Education and Training If you […]

A strange phenomenon occurred in Connecticut. While traffic fatalities have increased, there has been an 50% drop in Connecticut traffic since the coronavirus pandemic. It is important to be cautious for those who drive less and work from home more. Connecticut drivers looking for car insurance will find that the average cost for coverage is $794 for basic insurance […]

It is important to realize that any type of charity, whether voluntary or not-for-profit, could save money on their liability and charity insurance premiums. Help could be available for everyone, from registered charities with hundreds of employees to smaller community and volunteer groups. These simple, but effective tips will help you save money on your charity […]