Category Archives: Finance Guide

There are various auto policies available to cover the expenses resulting from hit-and-run accidents, including uninsured motorist coverage for property damage (UM PD), personal injury protection or medical payments coverage and collision. Medical payments and PIP coverage may not be available in all states and a deductible may apply; UM/UIM and collision coverage is often […]

In South Dakota, the average cost for car insurance is $1642 per annum for full coverage and $275 for minimal coverage. While premiums in South Dakota are lower than in the United States overall, insurance rates for car coverage are determined using a variety of factors. Your premium may differ from the average state premium. Quadrant Information Services […]

Everyone has a life insurance policy, but few people know how to sell it. This is surprising, as selling life insurance is one of the simplest and most lucrative activities you can do. In this blog post, we will teach you everything you need to know about selling life insurance. We’ll discuss different types of […]

In this modern age, insurance is an essential necessity. But we should also make every effort to spend wisely. This is one way to make sure we get the best value for our money. These are a few tips that can help you save big on your insurance. 1. You will get a lower rate if you pay your […]

Most life insurance policies aren’t tax deductible as the IRS considers them personal expenses; however, there are exceptions; for instance, premiums paid by an employer for group life policies may be deducted; also some permanent policies provide tax advantages like an untaxed death benefit and tax-deferred growth of cash value. Taxes Though many individuals and […]

Insurance may seem intimidating for those unfamiliar with it, as its terminology and jargon can seem like indecipherable legalese. Insurance offers many opportunities for those seeking a rewarding and financially stable career path, and the following tips will assist in making that dream of becoming an insurance professional a reality. Education and Training If you […]

Insurance can be costly so it is important to save as much money as possible. This thought is common among Americans who have filed taxes over the years. While it makes sense to ask if car insurance can be tax-deductible, it can be complicated to claim car insurance on taxes. Most people won’t be able to deduct their […]

When you die, your loved ones will likely receive a life insurance policy as part of your estate. This policy allows your loved ones to receive money if you die before they do. However, what happens if you don’t have any life insurance? In this blog post, we will explore the tax implications of not […]

You will need to make sure that you have insurance against huge medical bills, regardless of whether you are a bricklayer or a housewife. You should have some form of health insurance. If you are diagnosed with a serious illness or have an accident, a good insurance policy will protect you from financial ruin. You can be confident […]

News flash: Insurance companies punish people who break traffic laws. How? By hiking your auto insurance quotes. Although the rates and the duration of each premium change can be very different, neither the insurance companies or the local law will take offense to any infractions. There are some things you should do when driving that will make it […]