Category Archives: Finance Guide

You can rent cars if you have your own car insurance. Renting a car makes it easier to travel. You can either pick up a rental car at the airport or rent one for a trip. However, renting a car can be complicated. You will often be offered many additional insurance options that you can add to your rental […]

Low rates may not be available for drivers who have been convicted of multiple DUIs, traffic violations or other at-fault offenses. In addition, reckless or high-risk driving in Connecticut could lead to your license being suspended, restricted or revoked. If traditional vehicle insurance is not available or is too expensive, Connecticut high-risk insurance might be an option. Connecticut high-risk […]

Equipment breakdown coverage covers your home’s appliances, and mechanical systems in the event of an electrical or mechanical malfunction. Typical homeowners insurance policies cover damage to household equipment caused by a covered event, such as a fire. Your home insurance does not usually cover electrical or mechanical failures. Some insurance companies offer a solution by providing equipment breakdown insurance to fill this […]

Signing up for dental insurance depends on where it comes from: workgroup plans or individual policies (also called individual plans). Open enrollment periods usually occur around November/December for group and Medicare Advantage plans. However, you can purchase dental insurance outside of open enrollment if a qualifying life event arises. Group Plans Open enrollment is an […]

If you don’t already have employer-sponsored health coverage, Obamacare (Obamacare) marketplace provides excellent options for individual and family plans as well as short-term plan options and Medicare coverage. Avoid limited-benefit health plans with low premiums but high out-of-pocket costs; these don’t represent real insurance. Instead, opt for more comprehensive health plans:. 1. Check With Your […]

State workers’ comp insurance funds provide businesses with workers’ compensation coverage when private insurers don’t. This option may be an appealing one for companies that cannot find coverage through these channels. Some states operate state funds with exclusive privileges while others provide state funds that compete with private insurers for business and offer more attractive […]

Car insurance rates vary significantly based on factors like your age, driving history and credit score; other considerations could also play a part depending on where you reside. Teen drivers typically pay more for insurance because of their inexperience on the road and increased likelihood of accidents, yet NerdWallet provides an estimate tool that allows […]

As soon as a plumbing disaster strikes, it’s essential that you contact your insurance provider immediately so they can send out an adjuster and assess the damages. However, insurance companies tend to avoid covering bathtub leaks as they believe homeowners should maintain their properties appropriately. Damage to the Bathtub Homeowners insurance offers financial protection against […]

The Knights of Columbus offers an extensive selection of life, retirement and long-term care policies through its network of insurance agents. This company holds an A+ rating with the Better Business Bureau, offering competitive life insurance policies at very reasonable rates to men who belong to Catholic fraternal organizations. Unfortunately, their policies are only available […]

Somerset is known for its Somernites Cruise. This classic car show has made Somerset the Car Cruise Capital in Kentucky since 2001. The city’s car insurance costs are higher than average, with the minimum coverage at $680 per year and full coverage at $2,017 per year. Somerset was recently named Kentucky’s most safe city to live in. However, insurance […]