Category Archives: Finance Guide

When it comes to understanding life insurance policies, there’s a lot of confusing lingo that sometimes gets thrown around without explanation. One such term is “paid up”—and while it may sound like something positive, it actually has its own unique set of implications. In this article, we will explore what paid up means in life […]

Homeowners today must consider a range of factors when shopping for their home’s insurance. Not only should coverage be considered, but the cost for such coverage should also be taken into account. Of all these items, appliance insurance is typically one of the least talked about, yet it is an important piece of the puzzle […]

The North American Industry Classification System (NAICS) is a system used to classify businesses in the United States, Canada, and Mexico. It was developed by the US government in 1997 and has since been adopted by other countries. The NAICS code for Voyager Indemnity Insurance Company is 524210, which is listed under “Insurance Agencies and […]

There are vegan versions of almost everything, including vegan cheeses, vegan milkshakes, and vegan burgers. While there isn’t a specific vegan insurance policy, eating a healthy, plant-based diet can help you get lower premiums on your life insurance. Understanding the impact of what you eat on your life can help you find the best life insurance companies […]

Health insurance is a complex system that can be difficult to understand. One of the most confusing aspects regarding health insurance is the concept of lifetime caps. What exactly are lifetime caps and how do they affect you? In this blog post, we’re going to explore what lifetime caps are and how they affect your […]

If you’re new to Medigap insurance, also called Medicare Supplement insurance, there are a few things you should know. Medicare Supplement insurance is designed to work alongside Original Medicare (Parts A and B). It can help cover some of the out-of-pocket costs that aren’t covered by Original Medicare, like copayments, coinsurance, and deductibles.  There are […]

If you’re looking for health insurance in North Carolina, you may be wondering if UHC health insurance is accepted. The good news is that UnitedHealthcare (UHC) is a major provider of medical coverage in the state and has a wide network of providers. But there are some important details to consider before you sign up […]

It’s no secret that mental health is an important part of our overall well being. Unfortunately, it’s often overlooked and not given the same level of attention as physical health. With that said, it’s essential to ensure we take the necessary steps to look after our mental health – especially in times of stress or […]

AM Best ratings may be mentioned when researching insurance companies. You may find particular rating information on a carrier’s website or in a review about a particular company. The AM Best rating scale does not provide much information about an insurance company, but it is more than just a letter grade. AM Best ratings are an industry standard […]

In 2019, there were 125 267 reported traffic accidents. Drunk driving and speeding were the most common causes of fatalities, accounting for more than 30% of all crashes. Insurance companies consider high-risk drivers who have had a DUI, multiple accidents or speeding tickets on the driving record. High-risk drivers in Pennsylvania typically pay higher rates and may not […]