Category Archives: Finance Guide

Drivers in Southfield, Michigan are required to have car insurance, just like other drivers. Southfield’s average annual car insurance cost is $3,550 for full coverage, and $1,487 to get minimum coverage. Michigan car insurance is costly. This may be due to the reputation of Michigan having the worst drivers. However, there are some insurance companies that are more […]

Are you planning on renting out your home or vacation property through Homeaway? While the platform offers a secure and reliable way to connect with potential renters, it’s always wise to consider the unexpected. That’s where hosting insurance comes in – but does Homeaway offer this coverage? In this blog post, we’ll explore what kind […]

Ocala residents can commute in 19 minutes, and over 40% of households have two cars. Although car insurance rates can vary from one household to the next, the average cost for minimum coverage insurance is $914 annually and $1,993 for full coverage. By comparing quotes, reviewing third party rankings, and comparing coverages as well as discount options, […]

Lemonade Pet Insurance stands out from traditional accident and illness policies by offering coverage with no waiting period for accidents in certain states and 14 days for illness coverage, while Figo boasts one of the shortest wait times in the industry at just one day. As part of an attempt to deter fraud, any illness […]

New drivers may be surprised to find out they require car insurance even with just a learners permit; luckily, most teens can be added onto their parent’s policy during this phase. This coverage may be considerably cheaper than an individual policy for teenage drivers – in some cases even less than half as costly! Minimum […]

An EPO plan, or Extended Provider Organization plan, offers partial coverage for medical services once you pay a deductible and copayments to an insurance provider. Their discounted fees with doctors and hospitals allow them to do this more affordably. Under an EPO plan, healthcare must only come from doctors and hospitals within its network of […]

Insurance plans that cover occupational therapy vary between private insurers, employer-sponsored plans and Medicare. Coverage varies based on plan type and may include deductibles, copayments and/or coinsurance charges. Original Medicare Part B provides better occupational therapy coverage than most health insurance plans; however, visits are still limited and medical documentation must be submitted. How to […]

According to data provided by Synchrony, an average American spends more than $5,800 each year on premiums, out-of-pocket costs and coinsurance premiums and out-of-pocket expenses such as prescription medications or over-the-counter remedies. Household spending on employer insurance premium contributions and out-of-pocket costs was found to vary widely depending on their income across states and nationally, […]

Insurance allows individuals and families to transfer financial risks onto an insurance provider for a premium, providing protection from unexpected events which might otherwise threaten their livelihoods. There are various kinds of insurance policies available, from auto to life. To get the best value from any policy you purchase, it is essential that you understand […]

Title insurance policies cost differently in each state, depending on a variety of factors that influence them; home purchase price and location being two primary determining factors in cost. Mortgage lenders require lender’s policy coverage while homebuyers may choose to buy owner’s coverage as well. Both of these expenses should be included with closing costs […]